16 Summit Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 16 Summit Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 2004
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$347,100 (Jun 2004)
Tax Bill	$11,540 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:39 B:44 L:21`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:39 B:44 L:21`
Alternative APN	`394421`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	394421
Street Address	16 SUMMIT RD
City	BEDFORD
State	NH
Zip	03110-5659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	44
Legal Lot Number	21
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4018
Census Tract	2901

Owner

16 Summit Rd is owned and occupied by an individual who acquired it in March 2023.

Source: Hillsborough County and Bedford Town records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	16 SUMMIT RD, BEDFORD, NH 03110-5659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 30, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 8, 2022	Deed, Transfer
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Jan 21, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2004 · Amount on File
Deed Sale	Jun 28, 2004 · Amount on File
Deed Book / Page	7266 / 1340
Last Transfer Date	Mar 30, 2023
Transfer Doc	09690-2909
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Recording Date	Sep 11, 2026
Property Address	16 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	0000035893
Book / Page	9986 / 1947
Instrument Date	Sep 10, 2026
Instrument	202635893
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SUMMIT RD, BEDFORD, NH 03110-5659

Mortgage

Document Number	0000035893,
Date	Sep 11, 2026
Book Page	9986/1947
Instrument	202635893

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Mar 30, 2023
Property Address	16 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	09690-2909
Book / Page	9690 / 2909
Instrument Date	Mar 30, 2023
Instrument	230009186
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SUMMIT RD, BEDFORD, NH 03110-5659

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Dec 8, 2022
Property Address	16 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	09671-1519
Book / Page	9671 / 1519
Instrument Date	Dec 7, 2022
Instrument	220055144
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 SUMMIT RD, BEDFORD, NH 03110-5659

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	16 SUMMIT RD, BEDFORD, NH 03110-5659
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09665-2622
Date	Nov 9, 2022
Book Page	9665/2622
Instrument	220051778

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Jan 21, 2021
Property Address	16 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	9413-1571
Book / Page	9413 / 1571
Instrument Date	Jan 13, 2021
Instrument	210004777
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SUMMIT RD, BEDFORD, NH 03110-5659

Tax Assessment & Valuation

The 2025 property tax bill for 16 Summit Rd was $11,540, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,540.00 (+4.3%)	$699,800 (-) Land $301,700 Building $398,100
2024	$11,064.00 (+6.83%)	$699,800 (-) Land $301,700 Building $398,100
2023	$10,357.00 (+8.89%)	$699,800 (+29.5%) Land $301,700 Building $398,100	$618,545
2022	$9,511.00	$540,400 Land $223,400 Building $317,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Summit Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2004)
Most Recent Claim	Apr 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Summit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT PRESERVE private · serves 965 people · EPA ID NH0192070
Water Source	Purchased groundwater from MERRIMACK VILLAGE DIST
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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