12 Summit Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 12 Summit Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,356 sqft · built 2004
Lot Size	0.87 acres (37,897 sqft)
Owner	Company Name on Record
Last Sale	$505,000 (Nov 2018)
Tax Bill	$12,394 (2025)
Deeds & Mortgages	Mar 2023 Sale Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:39 B:44 L:23`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:39 B:44 L:23`
Alternative APN	`394423`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	4,622 sqft
1st Floor Area	1,330 sqft
Basement Area	1,310 sqft
Unfinished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	394423
Street Address	12 SUMMIT RD
City	BEDFORD
State	NH
Zip	03110-5659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	44
Legal Lot Number	23
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4018
Census Tract	2901

Owner

Source: Hillsborough County and Bedford Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 SUMMIT RD, BEDFORD, NH 03110-5659
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHWAY BK
Nov 27, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Oct 12, 2004 · Amount on Record
Deed Document Number	20188052404
Deed Book / Page	9128 / 2688
Last Transfer Date	Mar 10, 2023
Transfer Doc	09690-2373
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Mar 29, 2023
Property Address	12 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	09690-2373
Book / Page	9690 / 2373
Instrument Date	Mar 10, 2023
Instrument	230009069
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMIT RD, BEDFORD, NH 03110-5659

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	12 SUMMIT RD, BEDFORD, NH 03110-5659
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9539-180
Date	Oct 12, 2021
Book Page	9539/180
Instrument	210069291

Lender

Name	TRIANGLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	12 SUMMIT RD, BEDFORD, NH 03110-5659
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9414-1573
Date	Jan 25, 2021
Book Page	9414/1573
Instrument	210005375

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	12 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	0092891230
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	PHENIX TITLE SERVICES LLC-BEDFORD, PHENIX TITLE SVCS LLC-BEDFORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SUMMIT RD BEDFORD NH 031105659, BEDFORD, NH 03110-5659

Mortgage

Document Number	0092891230
Date	May 4, 2020
Book Page	009289/001230
Instrument	200020994

Lender

Name	NORTHWAY BK
Type	Bank
Address	BERLIN, NH 03570

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Nov 27, 2018
Property Address	12 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	0091282688
Book / Page	009128 / 002688
Instrument Date	Nov 27, 2018
Instrument	8052404
Transaction Type	Transfer
Record Updated	Dec 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 SUMMIT RD BEDFORD NH 031105659, BEDFORD, NH 03110-5659

Mortgage

Document Number	91282691
Date	Nov 27, 2018
Book Page	009128/002691
Instrument	8052405

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,394.00 (+4.3%)	$751,600 (-) Land $301,700 Building $449,900
2024	$11,883.00 (+7.37%)	$751,600 (+0.51%) Land $301,700 Building $449,900
2023	$11,067.00 (+9.66%)	$747,800 (+30.42%) Land $301,700 Building $446,100	$750,025
2022	$10,092.00	$573,400 Land $223,400 Building $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2004)
Most Recent Claim	Apr 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT PRESERVE private · serves 965 people · EPA ID NH0192070
Water Source	Purchased groundwater from MERRIMACK VILLAGE DIST
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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