16 Sterling Cir, Dover, DE 19901 Property Records

Kent County property record for 16 Sterling Cir, Dover, DE 19901

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,184 sqft · built 1980
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Jun 2022)
Tax Bill$1,789 (2023)
Deeds & MortgagesSep 2021 Line of Credit
Dec 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN7-00-095.09-03-85.00-000

Property Details

APN / Parcel Number

Primary APN7-00-095.09-03-85.00-000
Alternative APNs
  • NM00095.090385.00/000
  • 39335

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions159 ft deep x 34.2 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number39335
Old Parcel NumberNM00095.090385.00/000
Street Address16 STERLING CIR
CityDOVER
StateDE
Zip19901-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionROYAL GRANT SEC II LOT 24 16 STERLING CIRCLE
Legal SubdivisionROYAL GRANT
Legal Lot Number24 16
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1008
Census Tract41702

Owner

Source: Kent County records · APN 7-00-095.09-03-85.00-000

Assessment roll updated February 15, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16 STERLING CIR, DOVER, DE 19901-6117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Dec 30, 2024Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 30, 2025Intrafamily Transfer, Transfer · VA Mortgage
NEWREZ LLC
Jun 06, 2022Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPITOL ONE N A
Feb 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2022 · Amount on Record
Deed SaleJun 06, 2022 · Amount on Record
Prior SaleJun 06, 2022 · Amount on Record
Deed Document Number0000453090
Deed Book / Page11980 / 168
Last Transfer DateSep 30, 2025
Transfer Doc0000522065
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address16 STERLING CIR, DOVER, DE 19901-6117
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000430479
DateSep 22, 2021
Book Page11395/218
Instrument2021-430479
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 29, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address16 STERLING CIR, DOVER, DE 19901-6117
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 STERLING CIR, DOVER, DE 19901-6117

Mortgage

Document Number0000506100
DateDec 30, 2024
Book Page13354/123
Instrument2024-506100
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT DE
Recording DateSep 30, 2025
Property Address16 STERLING CIR, DOVER, DE 19901-6117
Document Number0000522065
Book / Page13799 / 250
Map ReferenceMB 13 PG 16
Instrument DateSep 22, 2025
Instrument2025-522065
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16 STERLING CIR, DOVER, DE 19901-6117

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16 STERLING CIR, DOVER, DE 19901-6117

Mortgage

Document Number0000522066
DateSep 30, 2025
Instrument2025-522066
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJun 06, 2022
Property Address16 STERLING CIR, DOVER, DE 19901-6117
Document Number0000453090
Book / Page11980 / 168
Map ReferenceMB 13 PG 16
Instrument DateJun 03, 2022
Instrument2022-453090
Transaction TypeTransfer
Record UpdatedJun 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$14,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 STERLING CIR, DOVER, DE 19901-6117

Mortgage

Document Number0000453091
DateJun 06, 2022
Instrument2022-453091
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address16 STERLING CIR, DOVER, DE 19901-6117
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000314535
DateMar 03, 2017
Book Page8521/099
Instrument2017-314535
Lender
NameCAPITOL ONE N A
TypeNon-Lending Institution
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2032

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT DE
Recording DateFeb 19, 2020
Property Address16 STERLING CIR, DOVER, DE 19901-6117
Document Number0000380215
Book / Page10041 / 081
Map ReferenceMB 13 PG 16
Instrument DateFeb 12, 2020
Instrument2020-380215
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 STERLING CIR, DOVER, DE 19901-6117

Mortgage

Document Number0000380216
DateFeb 19, 2020
Instrument2020-380216
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictCaesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$327,700 (+493.66%) Land $97,300 Building $230,400
2023$1,789.00$55,200 Land $13,400 Building $41,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 84% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 337 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMDEN PUMP DISTRICT
serves 17,208 people
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Sterling Cir

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