12 Sterling Cir, Dover, DE 19901 Property Records

Kent County property record for 12 Sterling Cir, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,840 sqft · built 1987
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Nov 2023)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-00-095.09-03-76.00-000`

Property Details

APN / Parcel Number

Primary APN	`7-00-095.09-03-76.00-000`
Alternative APNs	`NM00095.090376.00/000` `33929`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,839 sqft Living Area
Basement Area	806 sqft
Finished Basement	430 sqft
Unfinished Basement	376 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	163 ft deep x 54.6 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	33929
Street Address	12 STERLING CIR
City	DOVER
State	DE
Zip	19901-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	ROYAL GRANT SEC II LOT 22 12 STERLING CIRCLE
Legal Subdivision	ROYAL GRANT
Legal Lot Number	22
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1008
Census Tract	41702

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 STERLING CIR, DOVER, DE 19901-6117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed, Transfer · VA Mortgage NFM INC
Aug 6, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	2023483763
Deed Book / Page	12739 / 341
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Nov 2, 2023
Property Address	12 STERLING CIR, DOVER, DE 19901-6117
Document Number	0000483763
Book / Page	12739 / 341
Map Reference	MB 13 PG 16
Instrument Date	Oct 31, 2023
Instrument	2023-483763
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 STERLING CIR, DOVER, DE 19901-6117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12 STERLING CIR, DOVER, DE 19901-6117

Mortgage

Document Number	0000483764
Date	Nov 2, 2023
Instrument	2023-483764

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 6, 2019
Property Address	12 STERLING CIR, DOVER, DE 19901-6117
Document Number	0000366927
Book / Page	9712 / 154
Map Reference	MB 13 PG 16
Instrument Date	Jul 26, 2019
Instrument	2019-366927
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12 STERLING CIR, DOVER, DE 19901-6117

Mortgage

Document Number	0000366928
Date	Aug 6, 2019
Instrument	2019-366928

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Caesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,990.00 (+18.1%)	$316,100 (+504.4%) Land $88,700 Building $227,400
2025	$1,685.00 (-1.69%)
2023	$1,714.00	$52,300 Land $9,200 Building $43,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN PUMP DISTRICT serves 17,208 people · EPA ID DE0000124
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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