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16 Stephen Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 16 Stephen Dr, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,388 sqft · built 1989
Lot Size0.382 acres (16,640 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (May 2021)
Tax Bill$5,118 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN50-0084-90

Property Details

APN / Parcel Number

Primary APN50-0084-90
Alternative APNs
  • BRIS M:127 L:61
  • 6811

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,388 sqft Living Area
Gross Area3,421 sqft
1st Floor Area1,388 sqft
Basement Area1,300 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,640 sqft (0.382 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number6811
Street Address16 STEPHEN DR
CityBRISTOL
StateRI
Zip02809-4557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Lot Number61
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group1
Census Block1035
Census Tract30901

Owner

Source: Bristol Town records · APN 50-0084-90

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 STEPHEN DR, BRISTOL, RI 02809-4557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
RHODE ISLAND CREDIT UNION
May 18, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Jul 01, 2020Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Prior SaleJan 25, 1990 · Amount on Record
Deed Book / Page2112 / 201
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Recording DateMay 12, 2026
Property Address16 STEPHEN DR, BRISTOL, RI 02809-4557
Document Number0002321-10
Book / Page2321 / 10
Instrument DateApr 24, 2026
Instrument20261075
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 STEPHEN DR, BRISTOL, RI 02809-4557

Mortgage

Document Number0000001075,
DateMay 12, 2026
Book Page2321/10
Instrument20261075
Lender
NameRHODE ISLAND CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 01, 2031
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateMay 18, 2021
Property Address16 STEPHEN DR, BRISTOL, RI 02809-4557
Document Number2112-201
Book / Page2112 / 201
Instrument DateMay 18, 2021
Instrument11046
Transaction TypeTransfer
Record UpdatedJun 03, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16 STEPHEN DR, BRISTOL, RI 02809-4557

Mortgage

Document Number11047
DateMay 18, 2021
Instrument11047
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address16 STEPHEN DR, BRISTOL, RI 02809-4557
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2041-257
DateJul 01, 2020
Book Page2041/257
Instrument5826
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2045

Tax Assessment & Valuation

Source: Bristol Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,118.00 (+3.75%)$533,100 (+44.39%) Land $200,100 Building $333,000
2023$4,933.00 (+2.77%)$369,200 (-) Land $166,700 Building $202,500
2022$4,800.00$369,200 Land $166,700 Building $202,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44001C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440010309011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims41 (1978–2023)
Claims Outside the SFHA5 of 41
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Severe Storms And Flooding, Mar 2010 · 7 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 297 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
WH i3B Bidco LLC/WH i3B Topco
Cable		2,000 / 40
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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