10 Stephen Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 10 Stephen Dr, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,164 sqft · built 1990
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$352,500 (Oct 2018)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Apr 2024 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-0046-59`

Property Details

APN / Parcel Number

Primary APN	`50-0046-59`
Alternative APNs	`BRIS M:127 L:34` `6784`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	4,250 sqft
Basement Area	2,080 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	50-0046-59
Street Address	10 STEPHEN DR
City	BRISTOL
State	RI
Zip	02809-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	34
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1035
Census Tract	30901

Owner

Source: Bristol Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 STEPHEN DR, BRISTOL, RI 02809-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES CU
Jun 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Nov 27, 2017	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Book / Page	1961 / 21
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	10 STEPHEN DR, BRISTOL, RI 02809-4557
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002240-228
Date	Apr 2, 2024
Book Page	2240/228
Instrument	2024-642

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	10 STEPHEN DR, BRISTOL, RI 02809-4557
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002037-280
Date	Jun 10, 2020
Book Page	2037/280
Instrument	5559

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	10 STEPHEN DR, BRISTOL, RI 02809-4557
Document Number	1920-306
Book / Page	001920 / 000306
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STEPHEN DR BRISTOL RI 028094557, BRISTOL, RI 02809-4557

Mortgage

Document Number	1920-306
Date	Dec 1, 2017
Book Page	001920/000306

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,134.00 (+3.45%)	$371,500 (-) Land $161,300 Building $210,200
2023	$4,963.00 (+2.75%)	$371,500 (-) Land $161,300 Building $210,200
2022	$4,830.00	$371,500 Land $161,300 Building $210,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1978–2023)
Claims Outside the SFHA	5 of 41
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Severe Storms And Flooding, Mar 2010 · 7 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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