St. Tammany Parish property record for 16 Spruce Dr, Covington, LA 70433 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2011 |
| Square Footage | 1,630 sqft Living Area |
| Lot Size | 11,250 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,000 (2011) |
| Tax Bill | $1,133.00 (2025) |
| Primary APN | 106-807-5037 |
|---|---|
| Alternative APN |
|
| Building Area | 1,630 sqft Living Area |
|---|
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 11,250 sqft (0.258 acres) |
| Street Address | 16 SPRUCE DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-1029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 17 SQ 14 RIVER FOREST COUNTRY CLUB INST NO 1623526 INST NO 1625739 INST NO 1739073 INST NO 1749199 INST NO 1762686 INST N |
| Legal Subdivision | RIVER FOREST COUNTRY CLUB (06) |
| Legal Lot Number | 17 |
| Jurisdiction | SAINT TAMMANY LA |
| Minor Civil Division | 1 |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 40402 |
Source: St. Tammany Parish records · APN 106-807-5037
Assessment roll updated February 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 SPRUCE DR, COVINGTON, LA 70433-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 23, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Oct 29, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GMFS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2011 · Amount on Record |
| Deed Sale | Jun 22, 2011 · Amount on Record |
| Deed Doc Number | 20111815367 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 16 SPRUCE DR, COVINGTON, LA 70433-1029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002133326 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 2133326 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 16 SPRUCE DR, COVINGTON, LA 70433-1029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | PATRIOT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002180752 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2180752 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,133.00 (-3.57%) Homeowner's exemption | $19,383 (-) Land $3,000 Building $16,383 | $193,830 (-) Land $30,000 Building $163,830 |
| 2024 | $1,175.00 (-9.2%) Homeowner's exemption | $19,383 (+12.92%) Land $3,000 Building $16,383 | $193,830 (+12.92%) Land $30,000 Building $163,830 |
| 2023 | $1,294.00 Homeowner's exemption | $17,166 (-) Land $3,000 Building $14,166 | $171,660 (-) Land $30,000 Building $141,660 |
| 2022 | $1,294.00 Homeowner's exemption | $17,166 Land $3,000 Building $14,166 | $171,660 Land $30,000 Building $141,660 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | High above 71% of the US · above 92% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 379 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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