St. Tammany Parish property record for 11 Spruce Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1996 |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (Aug 2015) |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| APN | 106-008-7750 |
| Primary APN | 106-008-7750 |
|---|---|
| Alternative APN |
|
| Building Area | 1,600 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|
| Old Parcel Number | 106-008-7750 |
|---|---|
| Street Address | 11 SPRUCE DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SQ 16 RIVER FOREST COUNTRY CLUB CB 926 840 CB 1195 171 173 INST NO 990703 INST NO 1987062 INST NO 1991978 |
| Legal Subdivision | RIVER FOREST COUNTRY CLUB (06) |
| Legal Lot Number | 5 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40402 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11 SPRUCE DR, COVINGTON, LA 70433-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2015 · Amount on Record |
| Deed Sale | Aug 12, 2015 · Amount on Record |
| Deed Document Number | 1991978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 11 SPRUCE DR, COVINGTON, LA 70433-1024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002308505 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2308505 |
| Name | CARRINGTON MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,139.00 (-3.56%) Homeowner's exemption | $19,439 (-) Land $3,000 Building $16,439 | $194,385 (-) Land $30,000 Building $164,385 |
| 2024 | $1,181.00 (-3.04%) Homeowner's exemption | $19,439 (+17.61%) Land $3,000 Building $16,439 | $194,385 (+17.6%) Land $30,000 Building $164,385 |
| 2023 | $1,218.00 Homeowner's exemption | $16,529 (-) Land $3,000 Building $13,529 | $165,290 (-) Land $30,000 Building $135,290 |
| 2022 | $1,218.00 Homeowner's exemption | $16,529 Land $3,000 Building $13,529 | $165,290 Land $30,000 Building $135,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 91% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Metronet, T-Mobile.
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