16 Seagull Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 16 Seagull Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1960
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,900 (Oct 2025)
Tax Bill	$6,360 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:003 B:342 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:003 B:342 L`
Alternative APN	`55200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	55200
Street Address	16 SEAGULL RD
City	OLD SAYBROOK
State	CT
Zip	06475-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	342
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3015
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SEAGULL RD, OLD SAYBROOK, CT 06475-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Line of Credit LIBERTY BANK
Apr 23, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Sep 15, 2023	Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Jul 6, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Apr 23, 2025 · Amount on Record
Deed Book / Page	702 / 388
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	0652000231
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Oct 15, 2025
Property Address	16 SEAGULL RD, OLD SAYBROOK, CT 06475-2823
Document Number	000702-388
Book / Page	702 / 388
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 SEAGULL RD, OLD SAYBROOK, CT 06475-2823

Mortgage

Document Number	0000702390
Date	Oct 15, 2025
Instrument	702/390

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Nov 1, 2032
Index	Other

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 23, 2025
Property Address	16 SEAGULL RD, OLD SAYBROOK, CT 06475-2823
Document Number	0000698-42
Book / Page	698 / 42
Instrument Date	Apr 22, 2025
Transaction Type	Transfer
Record Updated	May 14, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000069844
Date	Apr 23, 2025
Instrument	698/44

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 15, 2023
Property Address	16 SEAGULL RD, OLD SAYBROOK, CT 06475-2823
Document Number	000686-712
Book / Page	686 / 712
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000686714
Date	Sep 15, 2023
Instrument	686/714

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Oct 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jul 6, 2020
Property Address	16 SEAGULL RD, OLD SAYBROOK, CT 06475-2823
Document Number	652-231
Book / Page	000652 / 000231
Instrument Date	Sep 17, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SEAGULL RD OLD SAYBROOK CT 064752823, OLD SAYBROOK, CT 06475-2823

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,360.00	$410,300 (+102.52%) Land $210,200 Building $200,100	$287,210 Land $147,140 Building $140,070
2024	$6,360.00 (+53.51%)
2023	$4,143.00 (+1.84%)	$202,600 (-) Land $116,200 Building $86,400
2022	$4,068.00	$202,600 Land $116,200 Building $86,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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