15 Seagull Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 15 Seagull Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jan 2017)
Tax Bill	$6,450 (2025)
Deeds & Mortgages	Feb 2025 Refinance Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:003 B:339 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:003 B:339 L`
Alternative APN	`54900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	1,356 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	54900
Street Address	15 SEAGULL RD
City	OLD SAYBROOK
State	CT
Zip	06475-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	339
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3005
Census Tract	670200

Owner

15 Seagull Rd is owned and occupied by an individual who bought it in January 2017.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	15 SEAGULL RD, OLD SAYBROOK, CT 06475-2822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Feb 7, 2020	Deed of Trust, Mortgage · ARM NAVY FCU
Jan 26, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2017 · Amount on File
Deed Sale	Jan 26, 2017 · Amount on File
Prior Sale	Jun 9, 2006 · Amount on File
Deed Book / Page	621 / 593
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	15 SEAGULL RD, OLD SAYBROOK, CT 06475-2822
Transaction Type	Mortgage
Record Updated	Feb 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696-904
Date	Feb 10, 2025
Book Page	696/904

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2065

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	15 SEAGULL RD, OLD SAYBROOK, CT 06475-2822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	648-136
Date	Feb 7, 2020
Book Page	648/136

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	1.63%
Type Change Date	Mar 1, 2023
Index	Other

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jan 26, 2017
Property Address	15 SEAGULL RD, OLD SAYBROOK, CT 06475-2822
Document Number	621-593
Book / Page	000621 / 000593
Instrument Date	Jan 24, 2017
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	621-595
Date	Jan 26, 2017
Book Page	000621/000595

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 Seagull Rd was $6,450.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,450.00	$416,100 Land $210,200 Building $205,900	$291,270 Land $147,140 Building $144,130
2024	$6,450.00 (+5.84%)
2023	$6,094.00 (+1.84%)	$298,000 (-) Land $129,900 Building $168,100
2022	$5,984.00	$298,000 Land $129,900 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Seagull Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Seagull Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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