16 Sandra Ct, Indian Head, MD 20640 Property Records

Charles County property record for 16 Sandra Ct, Indian Head, MD 20640

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,370 sqft · built 1985
Lot Size	0.119 acres (5,187 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Aug 1994)
Tax Bill	$7,769 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-044682`

Property Details

APN / Parcel Number

Primary APN	`07-044682`
Alternative APNs	`7044682` `044682`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,370 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	810 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,187 sqft (0.119 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	044682
Street Address	16 SANDRA CT
City	INDIAN HEAD
State	MD
Zip	20640-1968
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	LOT 16 BLK O PLAT 1 MATTAWOMAN WOODS SUB TOWN OF INDIAN HEAD
Legal Subdivision	MATTAWOMAN WOODS SUB
Legal Block	O
Legal Lot Number	16
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	3
Census Block	3007
Census Tract	850202

Owner

16 Sandra Ct, a townhouse, is owned and occupied by an individual who bought it in August 1994.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	16 SANDRA CT, INDIAN HEAD, MD 20640-1968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 1994 · Amount on File
Deed Sale	Aug 30, 1994 · Amount on File
Prior Sale	Sep 5, 1989 · Amount on File
Deed Book / Page	2006 / 243
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	16 SANDRA CT, INDIAN HEAD, MD 20640-1968
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SANDRA CT, INDIAN HEAD, MD 20640-1968

Mortgage

Document Number	0138960086
Date	Dec 10, 2025
Book Page	13896/86

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 16 Sandra Ct was $7,769.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	Indian Head Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,433	$277,100 Land $100,000 Building $177,100
2025	$7,769.00
2023	$3,035.00	$189,567	$234,100 Land $95,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Sandra Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Sandra Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250