11 Sandra Ct, Indian Head, MD 20640 Property Records

Charles County property record for 11 Sandra Ct, Indian Head, MD 20640

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,370 sqft · built 1985
Lot Size	0.082 acres (3,565 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2022)
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-044623`

Property Details

APN / Parcel Number

Primary APN	`07-044623`
Alternative APNs	`7044623` `044623`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,370 sqft Living Area
1st Floor Area	810 sqft
Utility Area	32 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,565 sqft (0.082 acres)
Garage Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	044623
Street Address	11 SANDRA CT
City	INDIAN HEAD
State	MD
Zip	20640-1968
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	LOT 11 BLK O PLAT 1 MATTAWOMAN WOODS SUB TOWN OF INDIAN HEAD
Legal Subdivision	MATTAWOMAN WOODS SUB
Legal Block	O
Legal Lot Number	11
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	3
Census Block	3007
Census Tract	850202

Owner

11 Sandra Ct, a townhouse, is owned and occupied by an individual who bought it in September 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	11 SANDRA CT, INDIAN HEAD, MD 20640-1968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 26, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2009	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Apr 10, 2007 · Amount on File
Deed Book / Page	12714 / 7
Prior Transfer Date	Mar 27, 2007
Prior Transfer Doc	0062780178
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	11 SANDRA CT, INDIAN HEAD, MD 20640-1968
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0112460219
Date	Jul 29, 2020
Book Page	11246/219

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 26, 2022
Property Address	11 SANDRA CT, INDIAN HEAD, MD 20640-1968
Document Number	0127140007
Book / Page	12714 / 7
Map Reference	MB 32 FO 221
Instrument Date	Sep 9, 2022
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	QUANTUM TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SANDRA CT, INDIAN HEAD, MD 20640-1968

Mortgage

Document Number	0001271415
Date	Sep 26, 2022
Instrument	12714/15

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2009: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	11 SANDRA CT, INDIAN HEAD, MD 20640-1968
Document Number	0097340470
Book / Page	009734 / 000470
Instrument Date	Jan 30, 2009
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SANDRA CT INDIAN HEAD MD 206401968, INDIAN HEAD, MD 20640-1968

Mortgage

Document Number	0097340470
Date	Feb 15, 2017
Book Page	009734/000470

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 14, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 11 Sandra Ct was $7,495.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	Indian Head Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,300 (+6.03%)	$266,500 (+18.08%) Land $100,000 Building $166,500
2025	$7,495.00	$225,700 Land $95,000 Building $130,700	$225,700 Land $95,000 Building $130,700
2023	$2,933.00	$183,100	$225,700 Land $95,000 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Sandra Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Sandra Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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