Monmouth County and Spring Lake Borough property record for 16 Saint Clair Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 6,502 sqft · built 1900 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,500,000 (Oct 2015) |
| Tax Bill | $29,830 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jul 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00107-0000-00022 |
| Primary APN | 47-00107-0000-00022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 6,502 sqft Living Area |
| 1st Floor Area | 2,560 sqft |
| Upper Floors Area | 2,560 sqft |
| Basement Area | 2,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 1,818 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 16 SAINT CLAIR AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | L23 |
| Legal Subdivision | BRIGHTON/NORTH BRIGHTON |
| Legal Block | 107 |
| Legal Lot Number | 22 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2019 | Deed of Trust, Mortgage FIRST REPUBLIC BK |
| Jul 18, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST REPUBLIC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2015 · Amount on Record |
| Deed Sale | Oct 7, 2015 · Amount on Record |
| Prior Sale | Jun 14, 2006 |
| Deed Document Number | 201592901 |
| Deed Book / Page | 9134 / 6374 |
| Prior Transfer Date | Jun 5, 2006 |
| Prior Transfer Doc | 0085713833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1522 |
| Document Number | 0000121759 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | BETA ABSTRACT/NJ LLC, BETA ABS/NJ LLC |
| Name | Verified Name |
|---|---|
| Address | 16 SAINT CLAIR AVE SPRING LAKE NJ 077621522, SPRING LAKE, NJ 07762-1522 |
| Document Number | 0000121759 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 009386/004405 |
| Instrument | 121759 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | 111 PINE ST, SAN FRANCISCO, CA 94111-5602 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 18, 2017 |
| Property Address | 16 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1522 |
| Book / Page | 009236 / 005001 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 68492 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 3, 2017 |
| Name | Verified Name |
|---|---|
| Address | 7 ASHLEY DR NEWBURGH NY 125501421, NEWBURGH, NY 12550-1421 |
| Document Number | 0000068492 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 009236/005001 |
| Instrument | 68492 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,102,700 (+8.82%) Land $5,293,000 Building $1,809,700 | $7,102,700 (+8.82%) Land $5,293,000 Building $1,809,700 | |
| 2025 | $29,830.00 (-1.72%) | $6,527,300 (+7.76%) Land $4,793,000 Building $1,734,300 | $6,527,300 (+7.76%) Land $4,793,000 Building $1,734,300 |
| 2024 | $30,351.00 (+3.9%) | ||
| 2023 | $6,057,500 Land $4,481,500 Building $1,576,000 | $6,057,500 Land $4,481,500 Building $1,576,000 | |
| 2022 | $29,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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