12 Saint Clair Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 12 Saint Clair Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 7,030 sqft · built 2022
Lot Size	0.365 acres (15,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000,000 (Aug 2020)
Tax Bill	$41,124 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00107-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`47-00107-0000-00024`
Alternative APN	`470010700024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	7,030 sqft Living Area
1st Floor Area	2,028 sqft
Upper Floors Area	960 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	150 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	160 sqft
Shed	1 Shed
Shed Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	12 SAINT CLAIR AVE
City	SPRING LAKE
State	NJ
Zip	07762-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	ALSO LOTS 25/27 NIT 1A
Legal Block	107
Legal Lot Number	24
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2029
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 DOCKSIDE LN, KEY LARGO, FL 33037-5267
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	202088454
Deed Book / Page	9433 / 537
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 12, 2020
Property Address	12 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1522
Document Number	0000088454
Book / Page	009433 / 000537
Instrument Date	Jul 31, 2020
Instrument	88454
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45A PUMPKIN CAY RD KEY LARGO FL 330373749, KEY LARGO, FL 33037-3749

Mortgage

Document Number	88455
Date	Aug 12, 2020
Book Page	009433/000585
Instrument	88455

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,596,900 (+6.65%) Land $5,914,200 Building $3,682,700	$9,596,900 (+6.65%) Land $5,914,200 Building $3,682,700
2025	$41,124.00 (-3.48%)	$8,998,600 (+72.91%) Land $5,364,200 Building $3,634,400	$8,998,600 (+72.91%) Land $5,364,200 Building $3,634,400
2024	$42,605.00 (+71.02%)
2023		$5,204,200 Land $5,204,200	$5,204,200 Land $5,204,200
2022	$24,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	41 (1992–2021)
Claims Outside the SFHA	16 of 41
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20