16 Saddle Creek Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 16 Saddle Creek Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,818 sqft · built 1991
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Company Names on Record
Last Sale	$1,600,000 (Dec 2023)
Tax Bill	$14,421 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`123-430-06-00`

Property Details

APN / Parcel Number

Primary APN	`123-430-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,818 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	113,256 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16 SADDLE CREEK RD
City	FALLBROOK
State	CA
Zip	92028-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 19 TR 007734
Legal Subdivision	NORTH COUNTY AVOCADO ESTATES
Legal Tract	007734
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1007
Census Tract	18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 14, 2023	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 17, 2022	Intrafamily Transfer, Transfer
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW HM LNS
Sep 3, 2020	Loan Modification, Mortgage · Conventional Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	2023344427
Prior Transfer Date	Oct 13, 2022
Prior Transfer Doc	0000440066
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2026
Property Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222
Document Number	0000127895
Instrument Date	Apr 20, 2026
Instrument	2026127895
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2026
Property Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222
Document Number	0000127896
Instrument Date	Apr 20, 2026
Instrument	2026127896
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2023
Property Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222
Document Number	0000344427
Map Reference	MAP 7734
Instrument Date	Dec 4, 2023
Instrument	2023-0344427
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2022
Property Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222
Document Number	0000440066
Map Reference	MAP 7734
Instrument Date	Oct 13, 2022
Instrument	2022-0440066
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222
Document Number	0000630529
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16 SADDLE CREEK RD FALLBROOK CA 920289222, FALLBROOK, CA 92028-9222

Mortgage

Document Number	0000630529
Date	Oct 16, 2020
Instrument	630529

Lender

Name	BROADVIEW HM LNS
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	16 SADDLE CREEK RD, FALLBROOK, CA 92028-9222
Document Number	0000630527
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SADDLE CREEK RD FALLBROOK CA 920289222, FALLBROOK, CA 92028-9222

Mortgage

Document Number	0000630527
Date	Oct 16, 2020
Instrument	630527

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,371,481 (+2%) Land $728,257 Building $643,224
2025	$14,421.00 (-15.79%) Homeowner's exemption	$1,344,590 (+69.06%) Land $713,978 Building $630,612
2024	$17,126.00 (+103.37%)
2023	$8,421.00 (-0.02%) Homeowner's exemption	$795,318 Land $294,561 Building $500,757
2022	$8,423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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