San Diego County property record for 10 Saddle Creek Rd, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,722 sqft · built 1989 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,695,000 (May 2021) |
| Tax Bill | $19,680 (2025) |
| Deeds & Mortgages | May 2021 Sale Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-430-03-00 |
| Primary APN | 123-430-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,722 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 112,385 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 10 SADDLE CREEK RD |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 TR 007734 |
| Legal Subdivision | NORTH COUNTY AVOCADO ESTATES |
| Legal Tract | 007734 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 18804 |
Source: San Diego County records · APN 123-430-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 SADDLE CREEK RD, FALLBROOK, CA 92028-9222 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 14, 2021 | Grant Deed, Transfer TICOR TITLE SAN DIEGO BRANCH |
| Feb 25, 2019 | Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on Record |
| Deed Sale | May 14, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2004 · Amount on Record |
| Deed Document Number | 2021371021 |
| Prior Transfer Date | Dec 11, 2018 |
| Prior Transfer Doc | 0000066684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 14, 2021 |
| Property Address | 10 SADDLE CREEK RD, FALLBROOK, CA 92028-9222 |
| Document Number | 0000371021 |
| Map Reference | MAP 7734 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021-0371021 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 1480, SUNSET BEACH, CA 90742-1480 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 25, 2019 |
| Property Address | 10 SADDLE CREEK RD, FALLBROOK, CA 92028-9222 |
| Document Number | 0000066684 |
| Map Reference | MAP 7734 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 2019-0066684 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SADDLE CREEK RD, FALLBROOK, CA 92028-9222 |
| Document Number | 0000066685 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 2019-0066685 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,871,414 (+2%) Land $800,457 Building $1,070,957 | |
| 2025 | $19,680.00 (+5.56%) Homeowner's exemption | $1,834,720 (+4.04%) Land $784,762 Building $1,049,958 |
| 2023 | $18,644.00 (-0.04%) Homeowner's exemption | $1,763,478 Land $754,290 Building $1,009,188 |
| 2022 | $18,652.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 53% of the US · above 31% of California |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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