16 S 3rd St, Independence, OR 97351 Property Records

Polk County property record for 16 S 3rd St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,519 sqft · built 1942
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,000 (Apr 2004)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08428-BA-08000`

Property Details

APN / Parcel Number

Primary APN	`08428-BA-08000`
Alternative APN	`203432`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	1,779 sqft
1st Floor Area	1,069 sqft
Attic	Attic
Attic Area	900 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	203432
Street Address	16 S 3RD ST
City	INDEPENDENCE
State	OR
Zip	97351-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY WITH ATTIC
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS TOWN OF INDEPENDENCE
Legal Block	3
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3022
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 S 3RD ST, INDEPENDENCE, OR 97351-2033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2004 · Amount on Record
Deed Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	20046547
Last Transfer Date	Dec 13, 2006
Transfer Doc	0000020695
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK OR
Property Address	16 S 3RD ST, INDEPENDENCE, OR 97351-2033
Document Number	0000011087
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 S 3RD ST INDEPENDENCE OR 973512033, INDEPENDENCE, OR 97351-2033

Mortgage

Document Number	0000011087
Date	Oct 1, 2019
Instrument	11087

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,550 (+3%) Land $37,440 Building $92,110	$284,940 (-4.24%) Land $150,000 Building $134,940
2025	$2,295.00 (+3.8%)	$125,780 (+3%) Land $36,340 Building $89,440	$297,560 (+3.91%) Land $149,300 Building $148,260
2024	$2,211.00 (-2.51%)	$122,120 (+2.99%) Land $35,280 Building $86,840	$286,370 (-2.19%) Land $137,000 Building $149,370
2023	$2,268.00 (+8.93%)	$118,570 (+3%) Land $34,250 Building $84,320	$292,780 (+8.97%) Land $138,200 Building $154,580
2022	$2,082.00	$115,120 Land $33,250 Building $81,870	$268,680 Land $117,500 Building $151,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20