Polk County property record for 111 S 3rd St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,203 sqft · built 1880 |
| Lot Size | 0.112 acres (4,873 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,500 (Jun 2026) |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BA-07100 |
| Primary APN | 08428-BA-07100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,203 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Attic | Attic |
| Attic Area | 2,138 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,873 sqft (0.112 acres) |
| Deck Area | 133 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 203333 |
|---|---|
| Street Address | 111 S 3RD ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUPC |
| Legal Description | PARTITION PLAT 1996-0002 LOT 1 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | PARTITION PLAT 1996-0002 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20305 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit TRAILHEAD FCU |
| Jun 17, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Sep 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 20264877 |
| Prior Transfer Date | Sep 12, 2018 |
| Prior Transfer Doc | 0000010862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000012838 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022-012838 |
| Name | TRAILHEAD FCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jun 17, 2026 |
| Property Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000004877 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20264877 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000004878, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20264878 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jan 22, 2021 |
| Property Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000001305 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-001305 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | FIDELITY NATL TTL CO OF OR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000001306 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-001306 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Mar 26, 2020 |
| Property Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000004155 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 4155 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 111 S 3RD ST INDEPENDENCE OR 973512036, INDEPENDENCE, OR 97351-2036 |
| Document Number | 4156 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 4156 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000014753 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Name | Verified Name |
|---|---|
| Address | 111 S 3RD ST INDEPENDENCE OR 973512036, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000014753 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 14753 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 725 SUMMER ST NE # B, SALEM, OR 97301-1266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 12% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 14, 2018 |
| Property Address | 111 S 3RD ST, INDEPENDENCE, OR 97351-2036 |
| Document Number | 0000010862 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 10862 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 S 3RD ST INDEPENDENCE OR 973512036, INDEPENDENCE, OR 97351-2036 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,780 (+3%) Land $37,030 Building $145,750 | $351,750 (+5.54%) Land $140,000 Building $211,750 | |
| 2025 | $3,238.00 (+3.78%) | $177,460 (+2.99%) Land $35,950 Building $141,510 | $333,280 (-6.15%) Land $125,000 Building $208,280 |
| 2024 | $3,120.00 (-2.5%) | $172,300 (+2.99%) Land $34,910 Building $137,390 | $355,110 (-2.22%) Land $126,000 Building $229,110 |
| 2023 | $3,200.00 (+8.92%) | $167,290 (+3%) Land $33,900 Building $133,390 | $363,190 (+11.85%) Land $127,100 Building $236,090 |
| 2022 | $2,938.00 | $162,420 Land $32,920 Building $129,500 | $324,700 Land $111,250 Building $213,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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