16 Ruth Dr, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 16 Ruth Dr, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,294 sqft · built 1961
Lot Size	0.715 acres (31,125 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Nov 1995)
Tax Bill	$7,833 (2026)
Deeds & Mortgages	May 2024 Transfer May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 67`

Property Details

APN / Parcel Number

Primary APN	`MAP 67`
Alternative APN	`WILB M:10450 B:16 L:4258`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
Gross Area	4,314 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,125 sqft (0.715 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 67
Street Address	16 RUTH DR
City	WILBRAHAM
State	MA
Zip	01095-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Block	16
Legal Lot Number	4258
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3020
Census Tract	813602

Owner

16 Ruth Dr is owned by two individuals who acquired it in February 2024.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 ORCHARDS RD, WOLFEBORO, NH 03894-4428
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Quit Claim Deed, Transfer Quitclaim
May 3, 2022	Deed of Trust, Mortgage · Line of Credit M & T BANK
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 1995 · Amount on File
Deed Sale	Nov 20, 1995 · Amount on File
Prior Sale	Jun 23, 1993 · Amount on File
Last Transfer Date	Feb 28, 2024
Transfer Doc	025403-248
Record Updated	Oct 29, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	May 1, 2024
Property Address	16 RUTH DR, WILBRAHAM, MA 01095-2610
Document Number	025403-248
Book / Page	25403 / 248
Instrument Date	Feb 28, 2024
Instrument	18548
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23 ORCHARDS RD, WOLFEBORO, NH 03894-4428

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	16 RUTH DR, WILBRAHAM, MA 01095-2610
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024528-501
Date	May 3, 2022
Book Page	24528/501
Instrument	26878

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	16 RUTH DR, WILBRAHAM, MA 01095-2610
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23766-498
Date	Mar 16, 2021
Book Page	23766/498
Instrument	17906

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 16 Ruth Dr was $7,833, up 2.6% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,833.00 (+2.57%)	$448,900 (+5.1%) Land $102,700 Building $346,200	$504,842 (+4.88%)
2025	$7,637.00 (-3.41%)	$427,100 (-0.07%) Land $102,700 Building $324,400	$481,365 (+0.56%)
2024	$7,907.00 (+5.13%)	$427,400 (+6.27%) Land $102,700 Building $324,700	$478,705
2023	$7,521.00	$402,200 Land $102,700 Building $299,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Ruth Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Ruth Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures