Hampden County and Wilbraham Town property record for 14 Ruth Dr, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,087 sqft · built 1963 |
| Lot Size | 0.715 acres (31,125 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,613 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP 68 |
| Primary APN | MAP 68 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,087 sqft Living Area |
| Gross Area | 4,475 sqft |
| 1st Floor Area | 1,025 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 645 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,125 sqft (0.715 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | MAP 68 |
|---|---|
| Street Address | 14 RUTH DR |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R34 |
| Legal Block | 14 |
| Legal Lot Number | 4256 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 813602 |
14 Ruth Dr is owned and occupied by an individual.
Source: Hampden County and Wilbraham Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 RUTH DR, WILBRAHAM, MA 01095-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 14 RUTH DR, WILBRAHAM, MA 01095-2610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24226-550 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 24226/550 |
| Instrument | 78556 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 14 Ruth Dr was $7,613, up 1.7% from the year before.
Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,613.00 (+1.67%) | $436,300 (+4.18%) Land $102,700 Building $333,600 | $489,810 (+9.14%) |
| 2025 | $7,488.00 (-2.59%) | $418,800 (+0.79%) Land $102,700 Building $316,100 | $448,780 (+0.11%) |
| 2024 | $7,687.00 (+8.31%) | $415,500 (+9.49%) Land $102,700 Building $312,800 | $448,305 |
| 2023 | $7,097.00 | $379,500 Land $102,700 Building $276,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Ruth Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1978–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Ruth Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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