16 Rowan Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 16 Rowan Dr, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,212 sqft · built 1968
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$375,950 (Aug 2019)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.06-2-14

Property Details

APN / Parcel Number

Primary APN392203 26.06-2-14
Alternative APNs
  • 220302600600020140000000
  • 0008951

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,212 sqft Living Area
1st Floor Area1,212 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 1968
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area9,583 sqft (0.219 acres)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0008951
Old Parcel Number220302600600020140000000
Street Address16 ROWAN DR
CityGARNERVILLE
StateNY
Zip10923-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code302
Legal Description50.B-1-16
Legal SubdivisionPARK HOMES
Legal Block2
Legal Lot Number14.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group3
Census Block3002
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16 ROWAN DR, GARNERVILLE, NY 10923-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRT CO
Aug 1, 2019Bargain and Sale Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Deed Document Number0201922176
Deed Book / Page2019 / 22176
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address16 ROWAN DR, GARNERVILLE, NY 10923-1309
Transaction TypeMortgage
Record UpdatedJun 28, 2023
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016630
DateMay 30, 2023
Instrument2023-00016630
Lender
NameMANUFACTURERS & TRADERS TRT CO
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateAug 1, 2019
Property Address16 ROWAN DR, GARNERVILLE, NY 10923-1309
Document Number0000022176
Map ReferenceBK 75 PG 13 MAP 3700
Instrument DateJul 15, 2019
Instrument2019-00022176
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,504.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address36 WALL ST, GARNERVILLE, NY 10923-1509

Mortgage

Document Number0000022177
DateAug 1, 2019
Instrument2019-00022177
Lender
NameENVOY MORTGAGE LTD
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$275,700 (-) Land $107,900 Building $167,800$473,223 (+5.2%) Land $185,204 Building $288,019
2023$275,700 Land $107,900 Building $167,800$449,829 Land $176,048 Building $273,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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