Rockland County and Haverstraw Town property record for 12 Rowan Dr, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,804 sqft · built 1968 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Owner Name on Record |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.06-2-12 |
| Primary APN | 392203 26.06-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008953 |
|---|---|
| Old Parcel Number | 220302600600020120000000 |
| Street Address | 12 ROWAN DR |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 302 |
| Legal Description | 50.B-1-18 |
| Legal Subdivision | PARK HOMES |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10601 |
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 12 ROWAN DR, GARNERVILLE, NY 10923-1309 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Mar 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2003 |
| Deed Sale | May 29, 2003 |
| Prior Sale | Jun 24, 1999 · Amount on Record |
| Deed Document Number | 2003-00037315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 12 ROWAN DR, GARNERVILLE, NY 10923-1309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Title Company | NOT AVAILABLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028902 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-00028902 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 12 ROWAN DR, GARNERVILLE, NY 10923-1309 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006901 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 2018-00006901 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $247,800 (-) Land $96,900 Building $150,900 | $425,334 (+5.2%) Land $166,323 Building $259,011 |
| 2023 | $247,800 (-) Land $96,900 Building $150,900 | $404,307 (+16.04%) Land $158,101 Building $246,206 |
| 2022 | $247,800 Land $96,900 Building $150,900 | $348,425 Land $136,249 Building $212,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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