16 Rock River Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 16 Rock River Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,186 sqft · built 2000
Lot Size	0.339 acres (14,779 sqft)
Owner	Individual Name on Record
Last Sale	$579,000 (Nov 2023)
Deeds & Mortgages	Nov 2023 Sale Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-376-008`

Property Details

APN / Parcel Number

Primary APN	`19-30-376-008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,186 sqft
Gross Area	4,914 sqft
1st Floor Area	1,728 sqft
2nd Floor Area	1,458 sqft

Exterior

Year Built	Built 2000
Exterior Material	Frame Siding
Lot Area	14,779 sqft (0.339 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	16 ROCK RIVER CT
City	ALGONQUIN
State	IL
Zip	60102-6836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0015234 LT 46 CREEKSIDE OF ALGONQUIN THE GLENS PHASE 1
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	CREEKSIDE/ALGONQUIN/GLENS PH 0
Legal Phase	1
Legal Lot Number	46
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4004
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25 KELSEY CT, ALGONQUIN, IL 60102-6810
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jul 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	May 1, 2020 · Amount on Record
Deed Document Number	2023R0027772
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 1, 2023
Property Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Document Number	0000027772
Instrument Date	Oct 27, 2023
Instrument	2023R0027772
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$579.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 KELSEY CT, ALGONQUIN, IL 60102-6810

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Mortgage

Document Number	0000025306
Date	Oct 6, 2023
Instrument	2023R0025306

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	TINLEY PARK, IL 60477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042842
Date	Nov 17, 2017
Instrument	2017R0042842

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 27, 2047

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 1, 2020
Property Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Document Number	0000015234
Instrument Date	Apr 16, 2020
Instrument	2020R0015234
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HICKORY LN, LAKE IN THE HILLS, IL 60102-3017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015235
Date	May 1, 2020
Instrument	2020R0015235

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jul 25, 2019
Property Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836
Document Number	0000023072
Instrument Date	Jul 17, 2019
Instrument	2019R0023072
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ROCK RIVER CT, ALGONQUIN, IL 60102-6836

Mortgage

Document Number	0000023073
Date	Jul 25, 2019
Instrument	2019R0023073

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$139,906 Land $25,902 Building $114,004	$419,718 Land $77,706 Building $342,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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