16 Robertridge Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 16 Robertridge Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1987
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A883000294`

Property Details

APN / Parcel Number

Primary APN	`A883000294`
Alternative APN	`3-0120-6184-00-0303.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	3,703 sqft
1st Floor Area	1,668 sqft
Basement Area	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	351 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883000294
Street Address	16 ROBERTRIDGE CT
City	SAINT CHARLES
State	MO
Zip	63304-3463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWRIDGE #6 LOT 303
Legal Subdivision	MEADOWRIDGE #6
Legal Lot Number	303
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1003
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Dec 16, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2022
Transfer Doc	0000066245
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	16 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463

Mortgage

Document Number	0000073332
Date	Sep 1, 2021
Instrument	2021R-073332

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 16, 2022
Property Address	16 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Document Number	0000066245
Map Reference	MB 26 PG 29
Instrument Date	Dec 13, 2022
Instrument	2022R-066245
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$63,190 (+10.03%)	$332,578 (+10.03%) Land $65,000 Building $267,578
2023	$57,429
2022		$302,257 Land $65,000 Building $237,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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