15 Robertridge Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 15 Robertridge Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,514 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jul 2018)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A883000293`

Property Details

APN / Parcel Number

Primary APN	`A883000293`
Alternative APN	`3-0120-6184-00-0302.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,514 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	2,014 sqft
Basement Area	924 sqft
Finished Basement	500 sqft
Unfinished Basement	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	204 sqft
Deck Area	Deck Area
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883000293
Street Address	15 ROBERTRIDGE CT
City	SAINT CHARLES
State	MO
Zip	63304-3463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWRIDGE #6 LOT 302
Legal Subdivision	MEADOWRIDGE #6
Legal Lot Number	302
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1003
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit SCOTT CU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Jul 5, 2018	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BOND & MORTGAGE CO INC
Oct 30, 2017	Deed of Trust, Mortgage DAS ACQUISITION
Feb 9, 2017	Warranty Deed, Transfer BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	2018377580
Deed Book / Page	6944 / 280
Prior Transfer Date	Jul 22, 1998
Prior Transfer Doc	0021170968
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463

Mortgage

Document Number	2021R045451
Date	May 26, 2021
Instrument	2021R-045451

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463

Mortgage

Document Number	2021R040256
Date	May 7, 2021
Instrument	2021R-040256

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071052096
Date	Jul 16, 2019
Book Page	7105/2096
Instrument	20190716000360680

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 5, 2018
Property Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Document Number	0069440280
Book / Page	6944 / 0280
Map Reference	MB 26 PG 129
Instrument Date	Jun 29, 2018
Instrument	20180705000377580
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 ROBERTRIDGE CT, 15, SAINT CHARLES, MO 63304-3463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463

Mortgage

Document Number	20180705000377590
Date	Jul 5, 2018
Instrument	20180705000377590

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Document Number	0068340502
Book / Page	006834 / 000502
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 ROBERTRIDGE CT ST CHARLES MO 633043463, ST CHARLES, MO 63304-3463

Mortgage

Document Number	0068340502
Date	Nov 3, 2017
Book Page	006834/000502
Instrument	691990

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2017
Property Address	15 ROBERTRIDGE CT, SAINT CHARLES, MO 63304-3463
Document Number	0066971917
Book / Page	00669 / 001917
Instrument Date	Feb 7, 2017
Instrument	87250
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 ROBERTRIDGE CT ST CHARLES MO 633043463, ST CHARLES, MO 63304-3463

Mortgage

Document Number	66971919
Date	Feb 9, 2017
Book Page	006697/001919
Instrument	87260

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,517 (-)	$339,564 (-) Land $65,000 Building $274,564
2025	$3,829.00 (+7.98%)	$64,517 (+8.74%)	$339,564 (+8.74%) Land $65,000 Building $274,564
2024	$3,546.00
2023		$59,330
2022			$312,265 Land $65,000 Building $247,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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