Beaufort County property record for 16 River Tree Cir, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 2001 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (Nov 2024) |
| Tax Bill | $1,750 (2025) |
| Deeds & Mortgages | Jan 2020 Loan Modification Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R60003900C04490000 |
| Primary APN | R60003900C04490000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 16 RIVER TREE CIR |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | LOT 34 BRIGHTON OAKS S/D PH I PB76 P146 PB82 PG158 |
| Legal Subdivision | BRIGHTON OAKS S/D |
| Legal Phase | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 2108 |
Source: Beaufort County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Loan Modification, Mortgage · Conventional Mortgage SOUTH ST BK |
| Mar 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on Record |
| Deed Sale | Nov 20, 2024 · Amount on Record |
| Prior Sale | Mar 8, 2017 · Amount on Record |
| Deed Document Number | 202451207 |
| Deed Book / Page | 4385 / 924 |
| Prior Transfer Date | Sep 18, 2002 |
| Prior Transfer Doc | 0000072725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 16 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Document Number | 0000013827 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 16 RIVER TREE CIR BLUFFTON SC 299108210, BLUFFTON, SC 29910-8210 |
| Document Number | 0000013827 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 003845/001537 |
| Instrument | 13827 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 12, 2060 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 8, 2017 |
| Property Address | 16 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Document Number | 0000011701 |
| Book / Page | 3557 / 1857 |
| Map Reference | MB 82 PG 158 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017011701 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 RIVER TREE CIR, BLUFFTON, SC 29910-8210 |
| Document Number | 0000011702 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017011702 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,750.00 (+87.17%) | $13,560 (+19.07%) | |
| 2024 | $935.00 | $11,388 (-) Land $2,400 Building $8,988 | $284,700 (-16.02%) Land $60,000 Building $224,700 |
| 2023 | $935.00 (+8.22%) | $11,388 (+90.95%) Land $2,400 Building $8,988 | $339,000 (+127.36%) Land $60,000 Building $279,000 |
| 2022 | $864.00 | $5,964 Land $1,400 Building $4,564 | $149,100 Land $35,000 Building $114,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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