16 River St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 16 River St, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,618 sqft · built 2021
Lot Size	0.704 acres (30,649 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Mar 2026)
Tax Bill	$5,008 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNN M:019 B:299 L:035 S:006`

Property Details

APN / Parcel Number

Primary APN	`LYNN M:019 B:299 L:035 S:006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,618 sqft Living Area
Gross Area	1,986 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	30,649 sqft (0.704 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 RIVER ST
City	LYNN
State	MA
Zip	01905-2612
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B
Legal Block	299
Legal Lot Number	35
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3010
Census Tract	205800

Owner

16 River St, a condominium, is owned by an individual who bought it in March 2026.

Source: Essex County and Lynn City records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	16 RIVER ST, 6, LYNN, MA 01905-2612
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage
Mar 12, 2026	Condominium Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 21, 2022	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jan 21, 2022 · Amount on File
Deed Document Number	20263640
Deed Book / Page	43269 / 275
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Sep 16, 2026
Property Address	16 RIVER ST, LYNN, MA 01905-2612
Document Number	0000002100
Book / Page	43631 / 511
Instrument Date	Dec 18, 2025
Instrument	20262100
Transaction Type	Mortgage
Record Updated	Oct 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIVER ST, LYNN, MA 01905-2612

Mortgage

Document Number	0000002100,
Date	Sep 16, 2026
Book Page	43631/511
Instrument	20262100

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

March 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Mar 12, 2026
Property Address	16 RIVER ST, LYNN, MA 01905-2612
Document Number	043269-275
Book / Page	43269 / 275
Instrument Date	Dec 5, 2025
Instrument	3640
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIVER ST # 6, 6, LYNN, MA 01905-2612

Mortgage

Document Number	043269-279
Date	Mar 12, 2026
Book Page	43269/279
Instrument	3650

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Jan 21, 2022
Property Address	16 RIVER ST, LYNN, MA 01905-2612
Document Number	040673-577
Book / Page	40673 / 577
Instrument Date	Jan 14, 2022
Instrument	20220121003480
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 RIVER ST # 6, 6, LYNN, MA 01905-2612

Tax Assessment & Valuation

The 2025 property tax bill for 16 River St was $5,008, up 4.5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,008.00 (+4.51%)	$483,400 (+6.22%) Building $483,400	$530,100
2024	$4,792.00 (-5.67%)	$455,100 (-0.11%) Building $455,100
2023	$5,080.00	$455,600 Building $455,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 River St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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