13 River St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 13 River St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1900
Lot Size	0.042 acres (1,843 sqft)
Owner	Individual Name on File
Last Sale	$457,000 (Dec 2017)
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`B:019 L:307 S:014`

Property Details

APN / Parcel Number

Primary APN	`B:019 L:307 S:014`
Alternative APN	`LYNN M:019 B:307 L:014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,336 sqft Living Area
Gross Area	2,959 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1901
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,843 sqft (0.042 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 RIVER ST
City	LYNN
State	MA
Zip	01905-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	307
Legal Lot Number	14
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3003
Census Tract	205800

Owner

13 River St is owned and occupied by an individual who bought it in December 2017.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 RIVER ST, LYNN, MA 01905-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Conventional with PMI METRO CU
Dec 12, 2017	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2017	Quit Claim Deed, Transfer FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Sep 12, 2013 · Amount on File
Deed Book / Page	36398 / 471
Transfer Doc	036398-471
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	13 RIVER ST, LYNN, MA 01905-2611
Document Number	37687-316
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RIVER ST LYNN MA 019052611, LYNN, MA 01905-2611

Mortgage

Document Number	37687-316
Date	Jul 23, 2019
Book Page	037687/000316
Instrument	1907231690

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 12, 2017
Property Address	13 RIVER ST, LYNN, MA 01905-2611
Document Number	36398-471
Book / Page	36398 / 471
Instrument	171212002850
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.90
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RIVER ST, LYNN, MA 01905-2611

Mortgage

Document Number	363980473
Date	Dec 12, 2017
Instrument	36398/0473

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 12, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 14, 2017
Property Address	13 RIVER ST, LYNN, MA 01905-2611
Document Number	35938-558
Book / Page	35938 / 558
Instrument	75
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$30.90
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35938-561
Date	Jun 14, 2017
Book Page	35938/561
Instrument	76

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13 River St was $4,598, up 8.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,598.00 (+8.14%)	$443,800 (+9.91%) Land $186,300 Building $257,500	$492,290
2024	$4,252.00 (+6.59%)	$403,800 (+12.86%) Land $171,100 Building $232,700
2023	$3,989.00	$357,800 Land $152,400 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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