Santa Cruz County property record for 16 Richardson Ave, Freedom, CA 95019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1936 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Aug 2019) |
| Tax Bill | $7,801 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-172-17 |
| Primary APN | 014-172-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,340 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,881 sqft (0.135 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16 RICHARDSON AVE |
|---|---|
| City | FREEDOM |
| State | CA |
| Zip | 95019-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | S A CULLUMBER SUB #1 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 110700 |
16 Richardson Ave is owned and occupied by two individuals who bought it in August 2019.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 RICHARDSON AVE, FREEDOM, CA 95019-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Oct 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Aug 29, 2019 | Grant Deed, Transfer · FHA Mortgage DATA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Prior Sale | Jan 31, 2013 · Amount on File |
| Deed Document Number | 201925440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 16 RICHARDSON AVE, FREEDOM, CA 95019-2907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 16 RICHARDSON AVE, FREEDOM, CA 95019-2907 |
| Document Number | 0000002254 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 2023-0002254 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 16 RICHARDSON AVE, FREEDOM, CA 95019-2907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 16 RICHARDSON AVE, FREEDOM, CA 95019-2907 |
| Document Number | 0000041444 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020-0041444 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 29, 2019 |
| Property Address | 16 RICHARDSON AVE, FREEDOM, CA 95019-2907 |
| Document Number | 0000025440 |
| Map Reference | VOL 25 PG 16 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019-0025440 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 RICHARDSON AVE, FREEDOM, CA 95019-2907 |
| Document Number | 0000025441 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2019-0025441 |
| Name | DATA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 16 Richardson Ave was $7,801.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,112 (+2%) Land $464,334 Building $154,778 | ||
| 2025 | $7,801.00 | $606,974 Land $455,230 Building $151,744 | |
| 2023 | $6,899.00 (+1.77%) | $583,406 Land $437,554 Building $145,852 | $552,420 |
| 2022 | $6,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Richardson Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1982–2011) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Richardson Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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