Santa Cruz County property record for 15 Richardson Ave, Freedom, CA 95019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,858 sqft · built 1938 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Dec 2015) |
| Tax Bill | $7,333 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-171-19 |
| Primary APN | 014-171-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 6,403 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 15 RICHARDSON AVE, A |
|---|---|
| City | FREEDOM |
| State | CA |
| Zip | 95019-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 110700 |
15 Richardson Ave is owned and occupied by two individuals who acquired it in April 2016.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 RICHARDSON AVE, FREEDOM, CA 95019-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 26, 2019 | Deed of Trust, Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on File |
| Deed Sale | Dec 9, 2015 · Amount on File |
| Deed Document Number | 201549049 |
| Last Transfer Date | Apr 19, 2016 |
| Transfer Doc | 0000013841 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 15 RICHARDSON AVE, FREEDOM, CA 95019-2906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 RICHARDSON AVE, FREEDOM, CA 95019-2906 |
| Document Number | 0000047568 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0047568 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 15 RICHARDSON AVE, FREEDOM, CA 95019-2906 |
| Document Number | 0000000143 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 15 RICHARDSON AVE FREEDOM CA 950192906, FREEDOM, CA 95019-2906 |
| Document Number | 0000000143 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 143 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 2, 2045 |
The 2025 property tax bill for 15 Richardson Ave was $7,333 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,588 (+2%) Land $356,205 Building $223,383 | ||
| 2025 | $7,333.00 Homeowner's exemption | $568,223 Land $349,220 Building $219,003 | |
| 2023 | $6,388.00 (+1.8%) Homeowner's exemption | $546,158 Land $335,660 Building $210,498 | $569,340 |
| 2022 | $6,275.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Richardson Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1982–2011) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Richardson Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: AT&T, Verizon.
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