Otsego County and Oneonta Town property record for 16 Richards Ave, Oneonta, NY 13820
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1950 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,000 (Oct 2024) |
| Tax Bill | $701 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-2-8.00 |
| Primary APN | 364600 299.07-2-8.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 147 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 036600 |
|---|---|
| Street Address | 16 RICHARDS AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1123 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 991 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 590800 |
16 Richards Ave, residential vacant land, is owned by a company that bought it in October 2024.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403B CHESTNUT ST, ONEONTA, NY 13820-2866 |
| Owner Type | Company |
| Vesting | Corporation |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on File |
| Deed Sale | Oct 16, 2024 · Amount on File |
| Prior Sale | Apr 3, 2015 · Amount on File |
| Deed Document Number | 20242024-4117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 16 RICHARDS AVE, ONEONTA, NY 13820-1123 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000124 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 2022-6124 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2026 property tax bill for 16 Richards Ave was $701, up 0.3% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701.00 (+0.29%) | ||
| 2025 | $699.00 | $22,100 Land $22,100 | $31,571 Land $31,571 |
| 2023 | $762.00 Homeowner's exemption Veteran's exemption | $99,000 (-) Land $22,100 Building $76,900 | $126,923 (+12.82%) Land $28,333 Building $98,590 |
| 2022 | $99,000 Land $22,100 Building $76,900 | $112,500 Land $25,114 Building $87,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Richards Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Richards Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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