12 Richards Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 12 Richards Ave, Oneonta, NY 13820 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,210 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageDetached, 552 sqft
Last Sale$235,000 (2026)
Tax Bill$3,188.00 (2025)

Property Details

APN / Parcel Number

Primary APN364600 299.07-2-10.00
Alternative APNs
  • 460029900700020100000000
  • 043050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,210 sqft Living Area
1st Floor960 sqft 1st Floor
Attic Area250 sqft Attic
Attic1 Attic
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1975
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)
Lot Width50 ft Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area552 sqft Garage
Porch Area176 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number043050
Street Address12 RICHARDS AVE
CityONEONTA
StateNY
Zip13820-1123
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description985 0 0
Legal Block2
Legal Lot Number10.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2023
Census Tract590800

Owner

Source: Otsego County and Oneonta Town records · APN 364600 299.07-2-10.00

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 HARRISON AVE, ONEONTA, NY 13820-1107
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
COMMUNITY BANK LENA
Feb 25, 2026Warranty Deed, Transfer
May 23, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Prior SaleMay 23, 2017 · Amount on Record
Deed Doc Number2026960
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Recording DateMay 18, 2026
Property Address12 RICHARDS AVE, ONEONTA, NY 13820-1123
Document Number0000000303
Instrument DateMay 14, 2026
Instrument20262303
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RICHARDS AVE, ONEONTA, NY 13820-1123
InvestorPossibly a Property Investor

Mortgage

Document Number0000002303,
DateMay 18, 2026
Instrument20262303
Lender
NameCOMMUNITY BANK LENA
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term277 Months
DueJun 01, 2049
Interest
Rate6.3%
Max Rate-1%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateFeb 25, 2026
Property Address12 RICHARDS AVE, ONEONTA, NY 13820-1123
Document Number0000000060
Instrument DateFeb 19, 2026
Instrument2026-960
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARRISON AVE, ONEONTA, NY 13820-1107
InvestorPossibly a Property Investor

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateMay 23, 2017
Property Address12 RICHARDS AVE, ONEONTA, NY 13820-1123
Document Number0000002359
Instrument DateMay 12, 2017
Instrument2359
Transaction TypeTransfer
Record UpdatedJun 20, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address516 BRAMAN CORNERS RD ESPERANCE NY 120663103, ESPERANCE, NY 12066-3103

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionOneonta Town
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,188.00 (+21.36%)$112,400 (+57.2%) Land $21,900 Building $90,500$160,571 (+61.69%) Land $31,286 Building $129,285
2024$2,627.00 (+166.97%)$71,500 (-36.16%) Land $21,900 Building $49,600$99,306 (-30.84%) Land $30,417 Building $68,889
2023$984.00$112,000 (+3.51%) Land $21,900 Building $90,100$143,590 (+16.78%) Land $28,077 Building $115,513
2022$108,200 Land $21,900 Building $86,300$122,955 Land $24,886 Building $98,069

Nearby Properties on Richards Ave

Nearby Streets

Search Property Records by Address or Parcel Number