Middlesex County and Natick Town property record for 16 Retrop Rd, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,529 sqft · built 1951 |
| Lot Size | 0.383 acres (16,662 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $490,000 (Aug 2003) |
| Tax Bill | $9,605 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-00000074 |
| Primary APN | 45-00000074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 1,154 sqft |
| Unfinished Basement | 1,154 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 16,662 sqft (0.383 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 45-00000074 |
|---|---|
| Street Address | 16 RETROP RD |
| City | NATICK |
| State | MA |
| Zip | 01760-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 382300 |
Source: Middlesex County and Natick Town records, as of May 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 16 RETROP RD, NATICK, MA 01760-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit DIRECT CREDIT UNION |
| Jun 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 6, 2021 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2003 · Amount on File |
| Deed Sale | Aug 22, 2003 · Amount on File |
| Prior Sale | Nov 26, 1997 · Amount on File |
| Deed Document Number | 20031317 |
| Last Transfer Date | Jun 24, 2023 |
| Transfer Doc | 081712-217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Apr 22, 2026 |
| Property Address | 16 RETROP RD, NATICK, MA 01760-3633 |
| Document Number | 085497-417 |
| Book / Page | 85497 / 417 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202644621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000044621, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 85497/417 |
| Instrument | 202644621 |
| Name | DIRECT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 29, 2023 |
| Property Address | 16 RETROP RD, NATICK, MA 01760-3633 |
| Document Number | 081712-217 |
| Book / Page | 81712 / 217 |
| Instrument Date | Jun 24, 2023 |
| Instrument | 70581 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 RETROP RD, NATICK, MA 01760-3633 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 16 RETROP RD, NATICK, MA 01760-3633 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078855-526 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 78855/526 |
| Instrument | 220413 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,605.00 (+3.12%) | $803,100 (+5.71%) Land $439,200 Building $363,900 | $929,575 |
| 2024 | $9,314.00 (+2.37%) | $759,700 (+5.54%) Land $413,300 Building $346,400 | |
| 2023 | $9,098.00 | $719,800 Land $396,500 Building $323,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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