Berkshire County and Adams Town property record for 16 Pine St, Adams, MA 01220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 1860 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,000 (Jan 2026) |
| Tax Bill | $3,924 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Jan 2022 Refinance + 2 more |
| APN | 41090000000900 |
| Primary APN | 41090000000900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 922 sqft |
| Basement Area | 922 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 41090000000900 |
|---|---|
| Street Address | 16 PINE ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 900 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 922200 |
Source: Berkshire County and Adams Town records · APN 41090000000900
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 PINE ST, ADAMS, MA 01220-1451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC |
| Jan 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jan 15, 2026 | Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jun 03, 2019 | Quit Claim Deed, Transfer · Conventional with PMI QUAD CTY BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Jun 03, 2019 · Amount on Record |
| Deed Document Number | 2026242 |
| Deed Book / Page | 1908 / 746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 16 PINE ST, ADAMS, MA 01220-1451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001804-615 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 1804/615 |
| Instrument | 6176 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 16 PINE ST, ADAMS, MA 01220-1451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001778-875 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 1778/875 |
| Instrument | 202200000318 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Jan 15, 2026 |
| Property Address | 16 PINE ST, ADAMS, MA 01220-1451 |
| Document Number | 001908-746 |
| Book / Page | 1908 / 746 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 242 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 PINE ST, ADAMS, MA 01220-1451 |
| Document Number | 0000000243 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 243 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Jun 03, 2019 |
| Property Address | 16 PINE ST, ADAMS, MA 01220-1451 |
| Document Number | 1683-323 |
| Book / Page | 001683 / 000323 |
| Instrument Date | Jun 03, 2019 |
| Instrument | 2676 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $661.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 PINE ST ADAMS MA 012201451, ADAMS, MA 01220-1451 |
| Document Number | 1683-326 |
|---|---|
| Date | Jun 03, 2019 |
| Book Page | 001683/000326 |
| Instrument | 2677 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2049 |
Source: Berkshire County and Adams Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,924.00 (+6.14%) | $230,700 (+9.44%) Land $46,400 Building $184,300 |
| 2024 | $3,697.00 (+6.76%) | $210,800 (+12.91%) Land $43,500 Building $167,300 |
| 2023 | $3,463.00 | $186,700 Land $40,000 Building $146,700 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1994–2018) |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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