12 Pine St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 12 Pine St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1880
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,500 (Nov 2019)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2019 Sale & Mortgage + 1 more
APN	`41090000000830`

Property Details

APN / Parcel Number

Primary APN	`41090000000830`
Alternative APNs	`ADAM M:1090 B:0000 L:00830` `M:000109 P:000083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	41090000000830
Street Address	12 PINE ST
City	ADAMS
State	MA
Zip	01220-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	830
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3039
Census Tract	922200

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PINE ST, ADAMS, MA 01220-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · ARM ADAMS COMMUNITY BANK
Nov 19, 2019	Quit Claim Deed, Transfer · Conventional with PMI GREYLOCK FCU
Apr 9, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	20196516
Deed Book / Page	1699 / 24
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	1699-24
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	12 PINE ST, ADAMS, MA 01220-1428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01805-1043
Date	Oct 11, 2022
Book Page	1805/1043
Instrument	6470

Lender

Name	ADAMS COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Nov 1, 2029
Index	3-Year CMT

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Nov 19, 2019
Property Address	12 PINE ST, ADAMS, MA 01220-1428
Document Number	1699-24
Book / Page	001699 / 000024
Instrument Date	Nov 18, 2019
Instrument	6516
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.84
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE ST ADAMS MA 012201428, ADAMS, MA 01220-1428

Mortgage

Document Number	1699-28
Date	Nov 19, 2019
Book Page	001699/000028
Instrument	6517

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	264 Months
Due	Nov 18, 2041

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Apr 9, 2018
Property Address	12 PINE ST, ADAMS, MA 01220-1428
Document Number	1651-345
Book / Page	001651 / 000345
Instrument Date	Apr 5, 2018
Instrument	29
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount Recorded
Tax	$706.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE ST ADAMS MA 012201428, ADAMS, MA 01220-1428

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+6.1%)	$242,300 (+9.39%) Land $39,500 Building $202,800	$270,598
2024	$3,885.00 (+6.64%)	$221,500 (+12.78%) Land $37,100 Building $184,400
2023	$3,643.00	$196,400 Land $34,100 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1994–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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