16 Pine Dr, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 16 Pine Dr, Harwich, MA 02645 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,543 sqft · built 1935
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Sep 1981)
Tax Bill	$12,720 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HARW M:1 P:J1-19`

Property Details

APN / Parcel Number

Primary APN	`HARW M:1 P:J1-19`
Alternative APNs	`M:00001 B:J001 L:019` `198`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,543 sqft Living Area
Gross Area	5,743 sqft
1st Floor Area	1,873 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	198
Street Address	16 PINE DR
City	HARWICH
State	MA
Zip	02645
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	3
Census Block	3019
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town records · APN HARW M:1 P:J1-19

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	65 QUEENS CIR, RAYNHAM, MA 02767-1270
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 1981 · Amount on Record
Deed Sale	Sep 02, 1981 · Amount on Record
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	16 PINE DR, HARWICH, MA 02645
Document Number	0001393898
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 PINE LN W.HARWICH MA 02671, W.HARWICH, MA 02671

Mortgage

Document Number	0001393898
Date	Apr 08, 2020
Instrument	1393898

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,720.00 (+6.73%)	$2,152,300 (+8.9%) Land $852,100 Building $1,300,200
2024	$11,918.00 (+3.97%)	$1,976,400 (+14.48%) Land $803,900 Building $1,172,500
2023	$11,463.00	$1,726,400 Land $730,800 Building $995,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010110023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 115 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	291 units insured (176 under condo master policies) 37 of 115 individual policies on primary residences
Nearby Flood Claims	20 (1990–2023)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Dec 2023, rainfall accumulation
Flood Events	Hurricane Bob (Aug 1991), 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.