10 Pine Dr, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 10 Pine Dr, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,655 sqft · built 1973
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$1,003,000 (Apr 2018)
Tax Bill$10,598 (2025)
Deeds & MortgagesMar 2021 Refinance
Nov 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNHARW M:6B P:L153

Property Details

APN / Parcel Number

Primary APNHARW M:6B P:L153
Alternative APNs
  • M:0006B B:L153 L:000
  • 3014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,655 sqft Living Area
Gross Area4,751 sqft
1st Floor Area1,655 sqft
Basement Area2,850 sqft
Unfinished Basement1,655 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3014
Street Address10 PINE DR
CityHARWICH
StateMA
Zip02645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionOCEAN GROVE
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group4
Census Block4033
Census Tract11200

Owner

Source: Barnstable County and Harwich Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 WHITON AVE, HINGHAM, MA 02043-1329
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ONE AMERICAN MORTGAGE
Nov 25, 2019Deed of Trust, Mortgage · Line of Credit
FIDELITY COOPERATIVE BANK
Sep 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Apr 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CBC NATIONAL BANK
Apr 9, 2018Quit Claim Deed, Transfer · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2018 · Amount on Record
Deed SaleApr 9, 2018 · Amount on Record
Prior SaleFeb 25, 2010 · Amount on Record
Deed Book / Page31189 / 204
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address10 PINE DR, HARWICH, MA 02645
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number033860-207
DateMar 5, 2021
Book Page33860/207
Instrument15416
Lender
NameONE AMERICAN MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address10 PINE ST, HARWICH PORT, MA 02646-2249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32493-175
DateNov 25, 2019
Book Page32493/175
Instrument59365
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 1, 2039

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address10 PINE ST, HARWICH PORT, MA 02646-2249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32321-112
DateSep 24, 2019
Book Page32321/112
Instrument46394
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address10 PINE ST, HARWICH PORT, MA 02646-2249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32804-143
DateApr 2, 2020
Book Page32804/143
Instrument16358
Lender
NameCBC NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateApr 9, 2018
Property Address10 PINE ST, HARWICH PORT, MA 02646-2249
Document Number31189-204
Book / Page031189 / 000204
Instrument DateMar 27, 2018
Instrument16126
Transaction TypeTransfer
Record UpdatedMay 1, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,717.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address133 HMS HALSTED DR #1103 HINGHAM MA 02018, 1103, HINGHAM, MA 02018

Mortgage

Document Number31189-207
DateApr 9, 2018
Book Page031189/000207
Instrument16127
Lender
NamePARKSIDE LNDG
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2048

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,598.00 (+3.46%)$1,793,300 (+5.56%) Land $1,221,600 Building $571,700
2024$10,244.00 (+1.85%)$1,698,900 (+12.16%) Land $1,152,500 Building $546,400
2023$10,058.00$1,514,700 Land $1,047,700 Building $467,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies85 units insured
incl. 15 condo units
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA3 of 13
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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