Middlesex County and Natick Town property record for 16 Phillips St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,188 sqft · built 1890 |
| Lot Size | 0.333 acres (14,501 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $785,000 (Feb 2019) |
| Tax Bill | $12,029 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jun 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00000038 |
| Primary APN | 64-00000038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Basement Area | 684 sqft |
| Unfinished Basement | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 14,501 sqft (0.333 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 64-00000038 |
|---|---|
| Street Address | 16 PHILLIPS ST |
| City | NATICK |
| State | MA |
| Zip | 01760-5620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSB |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 382300 |
Source: Middlesex County and Natick Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16 PHILLIPS ST, NATICK, MA 01760-5620 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 30, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jun 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK |
| Feb 21, 2019 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Prior Sale | Jan 14, 2016 |
| Deed Book / Page | 72252 / 441 |
| Last Transfer Date | Dec 29, 2025 |
| Transfer Doc | 085069-562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Dec 30, 2025 |
| Property Address | 16 PHILLIPS ST, NATICK, MA 01760-5620 |
| Document Number | 085069-562 |
| Book / Page | 85069 / 562 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 160341 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 16 PHILLIPS ST, NATICK, MA 01760-5620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74909-37 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 74909/37 |
| Instrument | 94672 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Feb 21, 2019 |
| Property Address | 16 PHILLIPS ST, NATICK, MA 01760-5620 |
| Document Number | 72252-441 |
| Book / Page | 072252 / 000441 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 21842 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,579.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 PHILLIPS ST NATICK MA 017605620, NATICK, MA 01760-5620 |
| Document Number | 72252-449 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 072252/000449 |
| Instrument | 21845 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,029.00 (+2.95%) | $1,005,800 (+5.54%) Land $460,100 Building $545,700 | $1,026,000 |
| 2024 | $11,684.00 (+4.61%) | $953,000 (+7.85%) Land $434,600 Building $518,400 | |
| 2023 | $11,169.00 | $883,600 Land $408,100 Building $475,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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