13 Phillips St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 13 Phillips St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,119 sqft · built 1880
Lot Size0.377 acres (16,435 sqft)
Owner2 Company Names on Record
Last Sale$435,000 (May 2014)
Tax Bill$9,763 (2025)
Deeds & MortgagesJan 2021 Refinance
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN64-00000035

Property Details

APN / Parcel Number

Primary APN64-00000035
Alternative APN
  • NATI M:00000064 P:00000035

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,119 sqft Living Area
1st Floor Area720 sqft
Basement Area312 sqft
Unfinished Basement312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 2021
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area16,435 sqft (0.377 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number64-00000035
Street Address13 PHILLIPS ST
CityNATICK
StateMA
Zip01760-5619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSB
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group4
Census Block4026
Census Tract382300

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address13 PHILLIPS ST, NATICK, MA 01760-5619
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Oct 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2014 · Amount on Record
Deed SaleMay 15, 2014 · Amount on Record
Deed Book / Page63616 / 555
Last Transfer DateApr 2, 2025
Transfer Doc083928-185
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PHILLIPS ST, NATICK, MA 01760-5619
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number076805-385
DateJan 27, 2021
Book Page76805/385
Instrument19242
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PHILLIPS ST, NATICK, MA 01760-5619
Document Number70130-21
Book / Page070130 / 000021
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number70130-21
DateOct 25, 2017
Book Page070130/000021
Instrument3085
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 24, 2037

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,763.00 (+4.43%)$816,300 (+7.04%) Land $464,500 Building $351,800$817,285
2024$9,349.00 (+2.34%)$762,600 (+5.52%) Land $438,700 Building $323,900
2023$9,135.00$722,700 Land $411,600 Building $311,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims24 (1979–2024)
Claims Outside the SFHA4 of 24
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 11 claims
  • Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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