Suffolk County and Smithtown Town property record for 16 Penguin Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,111 sqft · built 1963 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Sep 2018) |
| Tax Bill | $7,817 (2024) |
| Deeds & Mortgages | Nov 2021 Refinance Sep 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 148.-2-41 |
| Primary APN | 473489 148.-2-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,111 sqft Living Area |
| Gross Area | 1,331 sqft |
| 1st Floor Area | 1,111 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 16 PENGUIN LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-564026 TC-57 *3613 LOT 31 PINECONE SEC 1 |
| Legal Subdivision | MAP PINECONE SECTION #1 |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 PENGUIN LN, COMMACK, NY 11725-4816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 4, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 4, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Deed Book / Page | 12976 / 767 |
| Prior Transfer Date | Dec 3, 1999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 16 PENGUIN LN, COMMACK, NY 11725-4816 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0233420111 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 23342/111 |
| Instrument | DM044743 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 4, 2018 |
| Property Address | 16 PENGUIN LN, COMMACK, NY 11725-4816 |
| Document Number | 0129760766 |
| Book / Page | 012976 / 000766 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 PENGUIN LN COMMACK NY 117254816, COMMACK, NY 11725-4816 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 4, 2018 |
| Property Address | 16 PENGUIN LN, COMMACK, NY 11725-4816 |
| Document Number | 0129760767 |
| Book / Page | 12976 / 767 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | NULL |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,330 (-) Land $375 Building $3,955 | $541,250 (+7.5%) Land $46,875 Building $494,375 | |
| 2024 | $7,817.00 Additional exemption filed | $4,330 (-) Land $375 Building $3,955 | $503,489 (+10,016.32%) Land $43,605 Building $459,884 |
| 2023 | $4,330 Land $375 Building $3,955 | $4,977 Land $431 Building $4,546 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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