Suffolk County and Smithtown Town property record for 11 Penguin Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,918 (2024) |
| Deeds & Mortgages | Apr 2023 Refinance Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 148.-3-3 |
| Primary APN | 473489 148.-3-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Street Address | 11 PENGUIN LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-564076 TC-57 *3613 LOT 33 PINECONE SEC 1 |
| Legal Subdivision | MAP PINECONE SECTION #1 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11 PENGUIN LN, COMMACK, NY 11725-4808 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HAPPY LENDER LLC |
| Apr 14, 2023 | Deed, Transfer MISC COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 17, 1999 |
| Transfer Doc | 1198000210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 PENGUIN LN, COMMACK, NY 11725-4808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0234990558 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 23499/558 |
| Name | HAPPY LENDER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 14, 2023 |
| Property Address | 11 PENGUIN LN, COMMACK, NY 11725-4808 |
| Document Number | 0131970412 |
| Book / Page | 13197 / 412 |
| Instrument Date | Jan 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 PENGUIN LN, COMMACK, NY 11725-4808 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,350 (-) Land $375 Building $4,975 | $668,750 (+10,775.75%) Land $46,875 Building $621,875 | |
| 2024 | $9,918.00 | ||
| 2023 | $5,350 (-) Land $375 Building $4,975 | $6,149 (+12.62%) Land $431 Building $5,718 | |
| 2022 | Homeowner's exemption | $5,350 Land $375 Building $4,975 | $5,460 Land $383 Building $5,077 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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