13 Palm Ct, Bloomington, IL 61701 Property Records

McLean County property record for 13 Palm Ct, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1992
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2011)
Tax Bill	$4,159 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-153-008`

Property Details

APN / Parcel Number

Primary APN	`21-17-153-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,988 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	1,028 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13 PALM CT
City	BLOOMINGTON
State	IL
Zip	61701-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	OAKWOODS DEVELOPMENT 3RD ADDN LOT 216
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	OAKWOODS DEVELOPMENT 3RD ADD
Legal Lot Number	216
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3020
Census Tract	1404

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 PALM CT, BLOOMINGTON, IL 61701-7849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Jun 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
May 26, 2015	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Feb 21, 2007	Trustee's Deed, Foreclosure · Stand-Alone Second Mortgage BANK OF ILLINOIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2011 · Amount on Record
Deed Sale	Jun 16, 2011 · Amount on Record
Prior Sale	Feb 21, 2007
Deed Document Number	201113279
Prior Transfer Date	Oct 11, 2008
Prior Transfer Doc	0000030688
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	13 PALM CT, BLOOMINGTON, IL 61701-7849
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018388
Date	Nov 6, 2019
Instrument	2019-00018388

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	13 PALM CT, BLOOMINGTON, IL 61701-7849
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PALM CT, BLOOMINGTON, IL 61701-7849

Mortgage

Document Number	202400006749
Date	Jun 3, 2024
Instrument	2024-00006749

Lender

Name	BUSEY BANK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	13 PALM CT, BLOOMINGTON, IL 61701-7849
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500008953
Date	May 26, 2015
Instrument	2015-00008953

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 21, 2007
Property Address	13 PALM CT, BLOOMINGTON, IL 61701-7849
Document Number	200700004510
Map Reference	DOC89-12356
Instrument Date	Feb 9, 2007
Instrument	2007-00004510
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 PALM CT, BLOOMINGTON, IL 61701-7849

Mortgage

Document Number	200700004512
Date	Feb 21, 2007
Instrument	2007-00004512

Lender

Name	BANK OF ILLINOIS
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2022

Mortgage

Document Number	200700004511
Date	Feb 21, 2007
Instrument	2007-00004511

Lender

Name	BANK OF ILLINOIS
Type	Bank
Address	NORMAL, IL 61761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,362 (+26.24%) Land $16,173 Building $49,189	$196,086 (+26.24%) Land $48,519 Building $147,567
2024	$4,159.00 (+7.25%)
2023	$3,878.00	$51,774 Land $12,811 Building $38,963	$155,322 Land $38,433 Building $116,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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