Monroe County property record for 16 Osprey Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 1,018 sqft · built 1994 |
| Lot Size | 0.153 acres (6,660 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,753 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer May 2022 Sale + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00532701-014000 |
| Primary APN | 00532701-014000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,018 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Flooring | Wood |
| Interior Walls | Masonry |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,660 sqft (0.153 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 354 sqft |
| Patio Area | 66 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1653284 |
|---|---|
| Street Address | 16 OSPREY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3048 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 5 LT 16 & PT OSPREY DR (RES NO.523-1993) SEXTON COVE ESTATES RESUBDIVISION KEY LARGO PB6-30 OR58-39 OR932-1849 OR1221-2254 OR3174-1947 OR3209-2454 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | SEXTON COVES ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 Osprey Rd, a mobile home, is owned and occupied by two individuals who acquired it in January 2023.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| May 19, 2022 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 17, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1992 |
| Deed Sale | Jul 1, 1992 |
| Prior Sale | Jan 1, 1985 · Amount on File |
| Deed Book / Page | 1221 / 2254 |
| Last Transfer Date | Jan 26, 2023 |
| Transfer Doc | 0032092454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 27, 2023 |
| Property Address | 16 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Number | 0032092454 |
| Book / Page | 3209 / 2454 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2404927 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Name | Verified Name |
|---|---|
| Address | 16 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 19, 2022 |
| Property Address | 16 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Number | 0031741947 |
| Book / Page | 3174 / 1947 |
| Map Reference | MB 5 PG 30 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2376363 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2104 NE 39TH TER, 2104, HOMESTEAD, FL 33033-5112 |
| Name | Verified Name |
|---|---|
| Address | 17 OSPREY RD # LARGO, LARGO, KEY LARGO, FL 33037-3048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 16 OSPREY RD, KEY LARGO, FL 33037-3048 |
| Document Number | 0031200464 |
| Book / Page | 3120 / 464 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2335697 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 16 OSPREY RD, KEY LARGO, FL 33037-3048 |
The 2025 property tax bill for 16 Osprey Rd was $11,753, up 2.3% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,753.00 (+2.34%) | $1,356,293 Land $1,258,740 Building $97,553 | $1,356,293 Land $1,258,740 Building $97,553 |
| 2024 | $11,484.00 (+21.18%) | ||
| 2023 | $9,477.00 (+477.51%) | $1,101,212 (+589.99%) Land $1,006,992 Building $94,220 | $1,101,212 (+18.04%) Land $1,006,992 Building $94,220 |
| 2022 | $1,641.00 Senior Citizen's exemption | $159,599 | $932,881 Land $839,160 Building $93,721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Osprey Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Osprey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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