Ocean County and Ocean Township property record for 16 Oak St, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1949 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2022) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00194-0000-00022 |
| Primary APN | 21-00194-0000-00022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 16 OAK ST |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | 50X100 |
| Legal Block | 194 |
| Legal Lot Number | 22 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records · APN 21-00194-0000-00022
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Dec 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Mar 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Oct 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 18, 2018 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2022 · Amount on Record |
| Deed Sale | Feb 02, 2022 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 202213653 |
| Deed Book / Page | 18891 / 583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 02, 2022 |
| Property Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Document Number | 0188910583 |
| Book / Page | 18891 / 583 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022013653 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PEGASUS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,208.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 594 LIGHTHOUSE DR, 594, MANAHAWKIN, NJ 08050-5232 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Document Number | 2022013654 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | 2022013654 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0177270283 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 17727/0283 |
| Instrument | 2019130871 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0174080637 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 17408/0637 |
| Instrument | 2019022677 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0181170950 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 18117/950 |
| Instrument | 2020122392 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | BLAWENBURG, NJ 08504 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 18, 2018 |
| Property Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Document Number | 0171471540 |
| Book / Page | 17147 / 1540 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 2018058586 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 OAK ST, WARETOWN, NJ 08758-2226 |
| Investor | Possibly a Property Investor |
| Document Number | 2018058587 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 2018058587 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,700 (-) Land $77,500 Building $144,200 | $221,700 (-) Land $77,500 Building $144,200 | |
| 2025 | $3,498.00 (+4.57%) | $221,700 (+74.57%) Land $77,500 Building $144,200 | $221,700 (+74.57%) Land $77,500 Building $144,200 |
| 2024 | $3,345.00 (+21.24%) | ||
| 2023 | $127,000 Land $57,500 Building $69,500 | $127,000 Land $57,500 Building $69,500 | |
| 2022 | $2,759.00 |
Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 120 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 51 condo units |
| Nearby Flood Claims | 39 (1992–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Moderate above 43% of the US · above 62% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 89 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures