1. Home
  2. New Jersey
  3. Ocean County
  4. Waretown
  5. Oak St

1 Oak St, Waretown, NJ 08758 Property Records

Ocean County and Ocean Township property record for 1 Oak St, Waretown, NJ 08758 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 837 sqft · built 1948
Lot Size0.126 acres (5,490 sqft)
Owner2 Individual Names on File
Last Sale$211,000 (Dec 2022)
Tax Bill$3,167 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00194-0000-00032

Property Details

APN / Parcel Number

Primary APN21-00194-0000-00032
Alternative APN
  • 210019400032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area837 sqft Living Area
1st Floor Area837 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area5,490 sqft (0.126 acres)
Lot Dimensions90 ft deep x 61 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address1 OAK ST
CityWARETOWN
StateNJ
Zip08758-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61X90IRR
Legal Block194
Legal Lot Number32
JurisdictionOCEAN NJ
Township / Civil DivisionOCEAN
Census Block Group2
Census Block2020
Census Tract733001

Owner

Source: Ocean County and Ocean Township records · APN 21-00194-0000-00032

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 OAK ST, WARETOWN, NJ 08758-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
TOWNSHIP OF LOWER
Dec 09, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
LAKELAND BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2022 · Amount on Record
Deed SaleDec 09, 2022 · Amount on Record
Prior SaleDec 28, 2015 · Amount on Record
Deed Document Number2022126239
Deed Book / Page19247 / 396
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Recording DateJul 16, 2026
Property Address1 OAK ST, WARETOWN, NJ 08758-2227
Document Number0000056891
Book / Page20438 / 374
Instrument DateJul 07, 2026
Instrument202656891
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 OAK ST, WARETOWN, NJ 08758-2227

Mortgage

Document Number0000056891,
DateJul 16, 2026
Book Page20438/374
Instrument202656891
Lender
NameTOWNSHIP OF LOWER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.52%
Max Rate-1%

December 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOCEAN NJ
Recording DateDec 09, 2022
Property Address1 OAK ST, WARETOWN, NJ 08758-2227
Document Number0192470396
Book / Page19247 / 396
Instrument DateDec 06, 2022
Instrument2022126239
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyCOASTLINE TITLE AGENCY INC, COASTLINE TITLE AT SHORE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,020.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 SHORE DR, WARETOWN, NJ 08758-2029

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 OAK ST, WARETOWN, NJ 08758-2227

Mortgage

Document Number2022126240
DateDec 09, 2022
Instrument2022126240
Lender
NameLAKELAND BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionOcean Township
Unified School DistrictOcean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$200,700 (-) Land $79,400 Building $121,300$200,700 (-) Land $79,400 Building $121,300
2025$3,167.00 (+4.59%)$200,700 (+106.69%) Land $79,400 Building $121,300$200,700 (+106.69%) Land $79,400 Building $121,300
2024$3,028.00 (+43.58%)
2023$97,100 Land $55,000 Building $42,100$97,100 Land $55,000 Building $42,100
2022$2,109.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297330012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 120 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies171 units insured
51 under condo master policies
Nearby Flood Claims39 (1992–2025)
Most Recent ClaimOct 2025, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 30 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire RiskModerate
above 44% of the US · above 63% of New Jersey
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures