16 Noel St, #18, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 16 Noel St, #18, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,278 sqft · built 1912
Lot Size	0.147 acres (6,421 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2021)
Tax Bill	$5,325 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09060 P:0004`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09060 P:0004`
Alternative APN	`90600004`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,278 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	6,421 sqft (0.147 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90600004
Street Address	16 NOEL ST, 18
City	SPRINGFIELD
State	MA
Zip	01108-1269
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	802200

Owner

16 Noel St, #18 is owned and occupied by an individual who bought it in September 2021.

Source: Hampden County and Springfield City records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	16 NOEL ST, 18, SPRINGFIELD, MA 01108-1269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 23, 2021	Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Document Number	202167261
Deed Book / Page	24139 / 565
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 6, 2026
Property Address	16 NOEL ST, 18, SPRINGFIELD, MA 01108-1269
Document Number	0000019900
Book / Page	26320 / 405
Instrument Date	Apr 15, 2026
Instrument	202619900
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 NOEL ST, 18, SPRINGFIELD, MA 01108-1269
Investor	Possibly a Property Investor

Mortgage

Document Number	026320-405,
Date	May 6, 2026
Book Page	26320/405
Instrument	202619900

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.22%
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 23, 2021
Property Address	16-18 NOEL ST, SPRINGFIELD, MA 01108
Document Number	24139-565
Book / Page	24139 / 565
Instrument Date	Sep 23, 2021
Instrument	67261
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SARGEANT ST APT 4R, 4R, HOLYOKE, MA 01040-4757

Mortgage

Document Number	67262
Date	Sep 23, 2021
Instrument	67262

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16 Noel St, #18 was $5,325.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,325.00	$339,600 Land $25,500 Building $314,100
2023	$3,819.00	$224,000 Land $22,700 Building $201,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Noel St, #18 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Noel St, #18 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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