12 Noel St, #14, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 12 Noel St, #14, Springfield, MA 01108

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,295 sqft · built 1912
Lot Size	0.121 acres (5,275 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Apr 2026)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09060 P:0002`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09060 P:0002`
Alternative APN	`90600002`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,295 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Triplex
Exterior Material	Wood Siding
Lot Area	5,275 sqft (0.121 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90600002
Street Address	12 NOEL ST, 14
City	SPRINGFIELD
State	MA
Zip	01108-1269
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	802200

Owner

12 Noel St, #14 is owned and occupied by an individual who bought it in April 2026.

Source: Hampden County and Springfield City records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 NOEL ST, 14, SPRINGFIELD, MA 01108-1269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Apr 23, 2010 · Amount on File
Deed Document Number	202618249
Deed Book / Page	26307 / 506
Transfer Doc	9345000460
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 28, 2026
Property Address	12 NOEL ST, 14, SPRINGFIELD, MA 01108-1269
Document Number	0000018249
Book / Page	26307 / 506
Instrument Date	Apr 14, 2026
Instrument	2026.18249
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NOEL ST, 14, SPRINGFIELD, MA 01108-1269

Mortgage

Document Number	026307-509,
Date	Apr 28, 2026
Book Page	26307/509
Instrument	2026.18250

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	12-14 NOEL ST, SPRINGFIELD, MA 01108
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025221-125
Date	Nov 9, 2023
Book Page	25221/125
Instrument	53371

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	253 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 12 Noel St, #14 was $4,837.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,837.00	$308,500 Land $24,800 Building $283,700
2023	$3,251.00	$190,700 Land $22,100 Building $168,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Noel St, #14 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Noel St, #14 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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