Monmouth County and Rumson Borough property record for 16 N Cherry Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,350 sqft · built 2007 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,540,000 (Apr 2020) |
| Tax Bill | $22,864 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00023-0000-00002 |
| Primary APN | 41-00023-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,350 sqft Living Area |
| 1st Floor Area | 2,289 sqft |
| Upper Floors Area | 1,267 sqft |
| Basement Area | 1,763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,400 sqft (0.262 acres) |
| Lot Dimensions | 152 ft deep x 75 ft wide |
| Garage Type | Built-in |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 94 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 030700 |
|---|---|
| Street Address | 16 N CHERRY LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | OLD FARM VILLAGE SEC 02 |
| Legal Block | 23 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 N CHERRY LN, RUMSON, NJ 07760-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2020 | Grant Deed, Transfer CITIBANK |
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on Record |
| Deed Sale | Apr 27, 2020 · Amount on Record |
| Prior Sale | Dec 11, 2007 · Amount on Record |
| Deed Document Number | 202043618 |
| Deed Book / Page | 9409 / 9257 |
| Prior Transfer Date | Oct 14, 2005 |
| Prior Transfer Doc | 0086926396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 27, 2020 |
| Property Address | 16 N CHERRY LN, RUMSON, NJ 07760-1402 |
| Document Number | 0000043618 |
| Book / Page | 009409 / 009257 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 43618 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 N CHERRY LN RUMSON NJ 077601402, RUMSON, NJ 07760-1402 |
| Document Number | 43619 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 009409/009268 |
| Instrument | 43619 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2222 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 N CHERRY LN, RUMSON, NJ 07760-1402 |
| Document Number | 0000056369 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 N CHERRY LN RUMSON NJ 077601402, RUMSON, NJ 07760-1402 |
| Document Number | 0000056369 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 009230/008941 |
| Instrument | 56369 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,446,500 (+12.25%) Land $1,339,500 Building $1,107,000 | $2,446,500 (+12.25%) Land $1,339,500 Building $1,107,000 | |
| 2025 | $22,864.00 (+2.23%) | $2,179,600 (+13.21%) Land $1,215,000 Building $964,600 | $2,179,600 (+13.21%) Land $1,215,000 Building $964,600 |
| 2024 | $22,365.00 (-0.61%) | ||
| 2023 | $1,925,300 Land $1,092,500 Building $832,800 | $1,925,300 Land $1,092,500 Building $832,800 | |
| 2022 | $22,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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