Monmouth County and Rumson Borough property record for 15 N Cherry Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,022 sqft · built 1941 |
| Lot Size | 0.288 acres (12,554 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Oct 1993) |
| Tax Bill | $19,554 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00020-0000-00002 |
| Primary APN | 41-00020-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,022 sqft Living Area |
| 1st Floor Area | 1,933 sqft |
| Upper Floors Area | 1,293 sqft |
| Basement Area | 634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,554 sqft (0.288 acres) |
| Lot Dimensions | 135 ft deep x 93 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 344 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 028900 |
|---|---|
| Street Address | 15 N CHERRY LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | OLD FARM VILLAGE |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 N CHERRY LN, RUMSON, NJ 07760-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1993 · Amount on Record |
| Deed Sale | Oct 1, 1993 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 20, 2026 |
| Property Address | 15 N CHERRY LN, RUMSON, NJ 07760-1424 |
| Document Number | 0000040793 |
| Book / Page | 9794 / 121 |
| Instrument Date | May 7, 2026 |
| Instrument | 202640793 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 N CHERRY LN, RUMSON, NJ 07760-1424 |
| Document Number | 0000040793, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 9794/121 |
| Instrument | 202640793 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 7.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 N CHERRY LN, RUMSON, NJ 07760-1424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 N CHERRY LN, RUMSON, NJ 07760-1424 |
| Document Number | 0096701303 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 9670/1303 |
| Instrument | 2023084809 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 N CHERRY LN, RUMSON, NJ 07760-1424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095912864 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 9591/2864 |
| Instrument | 2022044168 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,098,300 (+12.56%) Land $1,386,200 Building $712,100 | $2,098,300 (+12.56%) Land $1,386,200 Building $712,100 | |
| 2025 | $19,554.00 (+2.98%) | $1,864,100 (+15.3%) Land $1,258,100 Building $606,000 | $1,864,100 (+15.3%) Land $1,258,100 Building $606,000 |
| 2024 | $18,989.00 (+1.88%) | ||
| 2023 | $1,616,700 Land $1,116,700 Building $500,000 | $1,616,700 Land $1,116,700 Building $500,000 | |
| 2022 | $18,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures