Garrett County property record for 16 N 1st St, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 1963 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,281 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-008897 |
| Primary APN | 17-008897 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Porch | Enclosed Porch |
| Porch Area | 196 sqft |
| Deck Area | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 008897 |
|---|---|
| Street Address | 16 N 1ST ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 0.17 AC 16 N 1ST ST OAKLAND |
| Legal Subdivision | WILSONS ADD |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 N 1st St is owner-occupied and held in a trust since October 2023.
Source: Garrett County records, as of August 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16 N 1ST ST, OAKLAND, MD 21550-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2009 |
| Deed Sale | May 28, 2009 |
| Prior Sale | Sep 16, 2005 · Amount on File |
| Deed Document Number | 200990500 |
| Deed Book / Page | 1436 / 387 |
| Last Transfer Date | Oct 5, 2023 |
| Transfer Doc | 0025170149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Oct 10, 2023 |
| Property Address | 16 N 1ST ST, OAKLAND, MD 21550-1200 |
| Document Number | 0025170149 |
| Book / Page | 2517 / 149 |
| Map Reference | LB 1436 FO387 |
| Instrument Date | Oct 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 N 1ST ST, OAKLAND, MD 21550-1200 |
The 2026 property tax bill for 16 N 1st St was $2,281 with a homeowner's exemption, up 0.8% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Oakland Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,281.00 (+0.8%) Homeowner's exemption | $156,900 (+2.68%) | $165,100 (+8.05%) Land $16,000 Building $149,100 |
| 2025 | $2,263.00 Homeowner's exemption | $152,800 Land $16,000 Building $136,800 | $152,800 Land $16,000 Building $136,800 |
| 2023 | $2,170.00 Homeowner's exemption | $134,867 | $152,800 Land $16,000 Building $136,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 N 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 N 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: T-Mobile, Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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